Senior Credit Strategy Analyst - Affiliates and Lead Gen UW

Best EggWilmington, DE

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Overview

Schedule

Full-time

Career level

Senior-level

Remote

On-site

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Job Description

Best Egg, now part of Barclays, is a market-leading, tech-enabled financial platform helping people build financial confidence through innovative lending solutions and financial health tools. As a Barclays company, we combine the agility and customer focus of a fintech with the global reach, stability, and purpose of a leading financial institution—working together to create a better financial future for our customers and communities.

At Best Egg, you’ll find a culture grounded in our core values—putting people first, creating clarity, delivering with excellence —enhanced by Barclays’ commitment to integrity, inclusion, and long-term impact. Together, we empower our colleagues to challenge, innovate, and take ownership while making a meaningful difference in people’s financial lives.

With the strength of Barclays behind us, we offer expanded opportunities for growth, development, and career mobility across a global organization—while continuing to build the products and experiences that make Best Egg unique.

We’re looking for collaborative, curious problem-solvers who are excited to make an impact and grow with us.

We’re proud to be an equal opportunity employer committed to building a diverse and inclusive team.

The Senior Credit Strategy Analyst will be a critical member of the Credit team and will be responsible for using a combination of data and credit experience to optimize credit strategies for personal loans. Responsibilities include maximizing Underwriting and Loan amount decisions across acquisition channels, driving strategy improvement and innovation, monitoring of Champion/Challenger data while maintaining investor returns.

This is a full time, permanent position with competitive benefits and upward mobility. If you call yourself a self-starter who can work in any environment and enjoy every day bringing unique challenges and opportunities, then you will thrive in this role.

Duties & Responsibilities

This individual will be responsible for monitoring, refining and developing Credit strategies (including underwriting and loan amount) for personal loans
Create test/control champion/challenger tests and monitoring to inform future strategies
Provide scenario analysis/create financial impact sizing/develop new strategy test case
Perform ad-hoc analytics, create reporting and presentations
Work across functional areas to drive overall growth, product enhancements, and improve web funnel conversion rates across all channels.
Partner with Decision Science to define and develop Credit models and tools
Maintain overall risk and return targets for investors particularly in a changing economic environment

Requirements-Development

5+ years experience in a similar analytical role
Bachelor’s Degree in Statistics, Mathematics, Operational Research, Engineering, other quantitative major required; Master’s degree a plus
Experience in financial industry, credit risk required; online lending, near-prime, sub-prime is a plus
Must be proficient in Python or similar, SQL, and MS Excel
Must be proficient in interpreting data using analytics, research methodologies, and statistical techniques
Previous experience with Business Intelligence reporting (e.g. Tableau, PowerBI, etc) is desirable
Excellent English written/verbal communication skills, critical thinking and interpersonal skills
Highly independent and self-motivated to forming opinions that are supported by data.
Strong knowledge of modeling tools and techniques and use in strategy
Ability to understand competitive pressure, economic trends and their business impacts.
High Energy with ability to work in a fast-paced environment

Requirements-Leadership

Comfortable interacting and engaging with colleagues from all levels of management across all business units and third-party vendors
Demonstrated technical leadership skills including self-direction, coaching and mentoring
Highly motivated, well organized, capable of developing and executing business analysis and able to communicate status and results effectively

Requirements-Culture

Ability to succeed within a cross-functional team emphasizing Collective Ownership in a fast-paced environment
Ability to work effectively both independently and as a team member
Be confident and willing to challenge status quo, but also willing to concede and execute other’s ideas when necessary
Capable of teaching and learning from others to promote continuity of knowledge and personal development
Cultivate good working relationships with other business units, particularly Marketing, Operations, and Finance

Employee Benefits

Best Egg offers many additional benefits for our employees, including (but not limited to):

· Pre-tax and post-tax retirement savings plans with a competitive company matching

program

· Generous paid time-off plans including vacation, personal/sick time, paid short--

term and long-term disability leaves, paid parental leave, and paid company

holidays

· Multiple health care plans to choose from, including dental and vision options

· Flexible Spending Plans for Health Care, Dependent Care, and Health

Reimbursement Accounts

· Company-paid benefits such as life insurance, wellness platforms, employee

assistance programs, and Health Advocate programs

· Other great discounted benefits include identity theft protection, pet insurance,

fitness center reimbursements, and many more!

In compliance with the CCPA, Best Egg is fully committed to handling the personal information and data of employees and job applications responsibly with respect and due care. Review our CCPA Employee Policy here

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FAQs About Senior Credit Strategy Analyst - Affiliates and Lead Gen UW Jobs at Best Egg

What is the work location for this position at Best Egg?

This job at Best Egg is located in Wilmington, DE, according to the details provided by the employer. Some roles may also include multiple work locations depending on the requirement.

What pay range can candidates expect for this role at Best Egg?

Employer has not shared pay details for this role.

What employment applies to this position at Best Egg?

Best Egg lists this role as a Full-time position.

What experience level is required for this role at Best Egg?

Best Egg is looking for a candidate with "Senior-level" experience level.

What benefits are offered by Best Egg for this role?

Best Egg offers following benefits: Health Insurance, Dental Insurance, Vision Insurance, Disability Insurance, Life Insurance, Family/Dependent Health, Paid Holidays, Paid Vacation, Paid Sick Leave, Parental and Family Leave, 401k Matching/Retirement Savings, and Health & Wellness Programs for this position. Actual benefits may vary depending on the employer's policies and employment terms.

What is the process to apply for this position at Best Egg?

You can apply for this role at Best Egg either through Sonara's automated application system, which helps you submit applications 10X faster with minimal effort, or by applying manually using the direct link on the job page.