Sr. Manager, Product Compliance

About the Role

We're hiring a Senior Manager, Product Compliance to lead Chime's Product Compliance advisory team. In this high-impact leadership role, you'll shape how we deliver compliant, innovative financial products to millions of members-working closely with Product, Engineering, Operations, Legal, and our bank partners. You'll drive a compliance strategy that enables speed, scale, and trust in everything we build.

You'll bring deep regulatory expertise and sharp judgment to a team that plays a central role in accelerating responsible product development. This is a unique opportunity to lead with influence, architect scalable controls, and partner on solutions that meet both regulatory standards and customer expectations.

The base salary offered for this role and level of experience will begin at $146,610.00 and up to $207,700.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Lead and grow a high-performing Product Compliance team that partners directly with cross-functional stakeholders to advise on product strategy, design, and implementation.
• Enable product velocity by building a proactive advisory model that embeds compliance early and meaningfully into the product development lifecycle.
• Oversee the development and communication of clear product and compliance requirements that drive scalable solutions and risk mitigation.
• Guide risk-based compliance assessments for new and existing products to ensure adherence to regulatory expectations and internal standards.
• Serve as a strategic thought partner to Product, Engineering, and Business leaders on the design of novel financial products.
• Manage documentation and change management practices to support effective control implementation and regulatory traceability.
• Maintain strong external relationships with partner bank compliance and legal teams, ensuring alignment and transparency.
• Provide subject matter expertise in relevant consumer protection laws and regulations, including but not limited to: TILA (Reg Z), UDAAP, Reg E, Reg DD, FCRA, and state money transmission laws.

To thrive in this role, you have

• 9+ years of experience in banking, payments, lending, or consumer financial products-with 5+ years leading product/advisory compliance functions, including managing direct reports.
• Demonstrated experience advising fast-paced product teams and driving scalable compliance programs in a multi-product environment. Fintech experience is strongly preferred.
• Deep knowledge of consumer protection regulations (e.g., TILA, ECOA, UDAAP) and payment network rules (e.g., VISA/MC).
• Proven ability to navigate ambiguity, assess risk, and deliver business-enabling guidance on complex or novel product features.
• Strong written and verbal communication skills, with the ability to synthesize complex issues into actionable insights.
• Experience leading components of a Compliance Management System (CMS), including advisory, issue management, and regulatory change management.
• A builder's mindset: creative, solutions-oriented, and always seeking to improve both experience and execution.
• Strong influencing skills and a collaborative style-you work well across functions and with external stakeholders.

#LI-Hybrid #LI-BE1

A little about us

At Chime, we believe that everyone can achieve financial progress. We created Chime-a financial technology company, not a bank*-on the premise that core banking services should be helpful, transparent, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

We know that to achieve our mission, we must earn and keep people's trust-so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall-our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don't-who will?

• Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

What we offer for our full-time, regular employees

• Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you're coming in regularly or are part of our fully remote program, you'll stay engaged with your work and teammates.
• In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute
• Competitive salary based on experience
• 401k match plus great medical, dental, vision, life, and disability benefits
• Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off
• 1% of your time off to support local community organizations of your choice
• Annual wellness stipend to use towards eligible wellness related expenses
• Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
• Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
• In-person and virtual events to connect with your fellow Chimers-think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
• A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

Perks also available to Chime Interns.

We know that great work can't be done without a diverse team and inclusive environment. That's why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: benefits@chime.com.

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.