Junior ERM Analyst

At American Equity we offer leading annuity products that help empower our clients to fulfill their needs and wants in retirement. Our success comes from hiring high-energy individuals who embody the beliefs that drive our unique culture. We currently fund over half a million retirements nationwide, and have been headquartered in West Des Moines, Iowa, for over twenty-five years with satellite offices in Charlotte, NC and New York, NY.

POSITION SUMMARY:

The Junior ERM Analyst supports the Enterprise Risk Management function by assisting in the identification, assessment, monitoring, and reporting of risks across the organization. The role provides analytical and administrative support to ensure compliance with risk governance frameworks, with a focus on life insurance-specific risks, including operational, insurance, investment, and strategic risks. The individual will work with risk disciplines across the company, including compliance and internal audit to ensure coverage and effectiveness of risk activities.

Position sits in West Des Moines and will work an onsite hybrid schedule

KEY RESPONSIBILITIES:

• Assist in the preparation of risk reports and dashboards for senior leadership.
• Support risk identification and assessment processes across business units.
• Assists with maintaining risk registers and track risk mitigation activities.
• Conduct basis risk analysis, including scenario assessments and trend tracking.
• Help coordinate risk surveys and interviews.
• Monitor risk events and near misses; document and analyze root causes.
• Provide support for regulatory compliance and reporting requirements as needed.
• Assists with the development and maintenance of risk policies, procedures, and frameworks.
• Perform data collection and validation for key risk indicators (KRIs) and performance metrics.
• Collaborate with business units as needed.
• Performs other related work as assigned.

SUPERVISORY RESPONSIBILITIES:

None required for this position.

SKILLS and COMPETENCIES:

• Strong analytical and problem-solving skills
• Effective verbal and written communication skills
• Proficient in Microsoft Excel, PowerPoint, and Word.
• Familiarity with risk management tools and methodologies is a plus.
• Organized and detail oriented.
• Ability to handle sensitive information with discretion.

EDUCATION AND/OR EXPERIENCE:

• Bachelor's degree in risk management, Finance, Actuarial Science, Accounting, or other related field of study.
• 0-2 years of experience in risk management, insurance, compliance, or a related role.
• Prior experience with life/annuity insurance operations or products is a plus.

CERTIFICATES LICENSES PROFESSIONAL DESIGNATIONS:

• Progress toward professional certifications such as Associate in Risk Management (ARM), Financial Risk Manager (FRM), or Certified Public Accountant (CPA).
• Basis understanding of regulatory requirements impacting life insurers (e.g., NAIC, ORSA).
• Experience with Enterprise Risk Management systems a plus.

#LI-PL1

This description covers the major purpose and essential functions of the job. It is not intended to give al/ details or a step-by-step account of the way each task is to be performed. Employees may receive other job-related instructions and be required to perform other job-related work requested by their manager. All requirements are subject to possible modification to provide reasonable accommodation to qualified individuals with disabilities.

For more information about how your information is processed, please click on the Privacy tab at the bottom of the page and then click on the Applicant Privacy Policy.