Payments Software Engineer

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Regular or Temporary:

Regular

Language Fluency: English (Required)

Work Shift:

1st shift (United States of America)

Please review the following job description:

Join a high-impact engineering team driving innovation in real-time payments. As a Payments Software Engineer, you'll build scalable, cloud-native applications using modern Java frameworks and open-source tools. You'll collaborate with product owners and cross-functional teams to deliver resilient, secure, and high-performing solutions that power the future of digital payments.

This role is ideal for engineers with a strong foundation in software development who are eager to deepen their expertise in cloud platforms, microservices, and event-driven architecture.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

• Design, develop, and deploy modern Java-based applications using cloud-native patterns and tools.

• Lead and contribute to the full software development lifecycle: from concept and design to testing, deployment, and support.

• Collaborate with product owners to refine user stories and deliver high-quality, working software in an Agile environment.

• Implement robust unit, integration, and performance tests to ensure code quality and reliability.

• Build and maintain observability into applications using logging, metrics, and alerting tools.

• Ensure security and compliance are embedded into every stage of the development process.

• Mentor junior engineers and contribute to a culture of continuous learning and improvement.

• Participate in code reviews, design discussions, and architectural decisions.

• Support production systems and troubleshoot complex issues in real-time environments.

QUALIFICATIONS

Required Qualifications

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. Bachelor's Degree and four to seven years of experience or equivalent education and software engineering training or experience

2. In-depth knowledge in information systems and ability to identify, apply, and implement IT best practices

3. Understanding of key business processes and competitive strategies related to the IT function

4. Ability to plan and manage projects and solve complex problems by applying best practices

5. Ability to provide direction and mentor less experienced teammates. Ability to interpret and convey complex, difficult, or sensitive information

Preferred Qualifications:

• Degree in Computer Science, Computer Engineering, or related field.

• Experience building and scaling enterprise-grade applications using Java and Spring Boot.

• Hands-on experience with cloud platforms (AWS, Azure, or GCP) and containerization (Docker, Kubernetes).

• Familiarity with event-driven and microservices architectures.

• Experience with messaging systems such as MQ, JMS, or Kafka.

• Strong understanding of RESTful APIs, OpenAPI specifications, and service-oriented architecture.

• Proficiency with CI/CD tools like Git, Maven, Jenkins, and automated testing frameworks.

• Solid knowledge of relational databases (SQL, stored procedures, data modeling).

• Exposure to observability tools and practices (e.g., Prometheus, Grafana, ELK stack).

OTHER JOB REQUIREMENTS / WORKING CONDITIONS

Sitting

Constantly (More than 50% of the time)

Standing

Frequently (25% - 50% of the time)

Walking

Frequently (25% - 50% of the time)

Visual / Audio / Speaking

Able to access and interpret client information received from the computer and able to hear and speak with individuals in person and on the phone.

Manual Dexterity / Keyboarding

Able to work standard office equipment, including PC keyboard and mouse, copy/fax machines, and printers.

Availability

Able to work all hours scheduled, including overtime as directed by manager/supervisor and required by business need.

Travel

Minimal and up to 10%

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify