Insurance Product Analyst

Location: Waltham, MA (hybrid)

NEXT's mission is to help entrepreneurs thrive. We're doing that by building the only technology-led, full-stack provider of small business insurance in the industry, taking on the entire value chain and transforming the customer experience.

Simply put, wherever you find small businesses, you'll find NEXT.

Since 2016, we've helped hundreds of thousands of small business customers across the United States get fast, customized and affordable coverage. We're backed by industry leaders in insurance and tech, and we still have room to grow - that's where you come in.

We're looking for a detail-oriented and resourceful Insurance Product Analyst to join our insurance product management team supporting multiple commercial lines of business, including General Liability, Professional Liability, Excess Liability, Commercial Property, Inland Marine, and Workers' Compensation. This role is perfect for someone who thrives on executing rigorous insurance analysis, collaborating cross-functionally, and delivering precise, actionable insights that help insurance product managers develop, refine, and maintain best-in-class commercial insurance offerings. If you enjoy navigating insurance regulatory environments, synthesizing competitive intel, and driving product enhancement, we'd love to connect.

What You'll Do:

• Partner with insurance product managers in developing and refining products across multiple commercial insurance lines.
• Analyze filings, rate manuals, underwriting guidelines, and coverage forms from industry resources to develop detailed benchmarks and strategic recommendations
• Coordinate product amendment development, responses to regulatory objections, and partner with actuarial and filings teams on required documentation.
• Conduct analytical work such as rating factor impact analysis, product performance summaries, and segmentation studies to support product design and performance.
• Work cross-functionally with teams including actuarial, filings, data science, and compliance to ensure accurate implementation of product enhancements.
• Develop/maintain product governance documentation, tracking tools, and reporting dashboards.

What We Need:

• 2+ years of experience in commercial insurance product analysis, actuarial, or underwriting functions; prior experience across multiple lines is a plus.
• Demonstrated ability to navigate and interpret product filings, insurance forms, and rating methodologies; comfort using relevant industry tools.
• Strong analytical and critical thinking skills with the ability to translate data into insights and recommendations.
• Experience collaborating across functions and managing projects with competing priorities.
• High attention to detail and follow-through - especially in support of time-sensitive deliverables.
• Clear, structured communication skills for both technical and non-technical audiences.
• BA/BS degree required; insurance certifications (e.g., CPCU, AINS, AU) a plus.

Note on Fraudulent Recruiting

We have become aware that there may be fraudulent recruiting attempts being made by people posing as representatives of Next Insurance. These scams may involve fake job postings, unsolicited emails, or messages claiming to be from our recruiters or hiring managers.Please note, we do not ask for sensitive information via chat, text, or social media, and any email communications will come from the domain @nextinsurance.com. Additionally, Next Insurance will never ask for payment, fees, or purchases to be made by a job applicant. All applicants are encouraged to apply directly to our open jobs via the careers page on our website. Interviews are generally conducted via Zoom video conference unless the candidate requests other accommodations.If you believe that you have been the target of an interview/offer scam by someone posing as a representative of Next Insurance, please do not provide any personal or financial information. You can find additional information about this type of scam and report any fraudulent employment offers via the Federal Trade Commission's website (https://consumer.ftc.gov/articles/job-scams), or you can contact your local law enforcement agency.