Business Banker I, South Bend, IN

POSITION SUMMARY

Responsible for the management of a portfolio of medium sized business and complex accounts. Typically manages a portfolio from $7-$15MM.

ESSENTIAL REQUIREMENTS

• Analyzes and approves credits within prescribed limits; recommends action on credits in excess of loan limits.
• Documents bank/customer relationships and commitments.
• Retains and strengthens current relationships and seek to develop new business.
• Reviews periodically the bank's exposure and relative account profitability.
• Performs financial reviews on a timely basis.
• Complies with bank's loan policies and procedures and legal requirements.
• Able to identify client needs (i.e., SBU products and services; such as cash management, etc.) and requests documents.
• Must be willing to travel for extended periods of time for training within different Small Business Units.
• Must have valid driver's license.
• Regular and predictable attendance is an essential requirement of the position.
• Completes all compliance training related to the position.
• Understands all applicable laws and regulations that apply to the position and complies with the requirements.
• Performs all other duties as assigned.

EXPERIENCE/SKILLS

• One (1) to three (3) years retail banking or business banking sales experience preferred.
• Prior sales and proactive calling skills preferred.
• Knowledge of cash management products preferred.
• Good PC skills--proficiency in Microsoft Word and Excel essential.
• Good verbal and written communication skills with the ability to communicate with all levels internally and externally.
• Ability to maintain effective relationships with internal service partners and customers in order to gain their trust and respect.
• Customer service oriented.
• Ability to handle multiple tasks in a fast-paced environment.

EDUCATION

Bachelors Degree in business, economics or finance is preferred.

TRAVEL REQUIREMENTS

Ability to travel to off-site locations for meetings, projects, seminars, etc., as well as ability to travel overnight.

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals to perform the essential functions.

While performing the duties of this job, the employee is required to sit, stand and walk; use hands and fingers to operate keyboard and other office equipment; reach with hands and arms; and talk or hear. The employee is occasionally required to stoop or kneel. The employee may occasionally lift and/or move up to 10 pounds.

EQUIPMENT

MS Office PC, fax, phone and standard office equipment.