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Actuary, New Business Rate Setting

Fidelity & Guaranty Life Insurance CompanyDes Moines, Iowa

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Job Description

Job Summary

F&G is hiring for an Actuary to lead the Annuity New Business Rate Setting team. This position is responsible for the rate setting, pricing, and risk analysis of F&G’s Annuity products in accordance with established pricing guidelines and profitability targets to achieve F&G’s product strategy.

This position reports directly to the AVP, Rate Setting and is expected to interact with distribution, implementation, , and product development teams as well as others across disciplines and functions.

This position will have two direct reports.

Duties and Responsibilities

  • Collaborate with distribution, competitive intelligence, investments, and company management to analyze pricing for annuity new business
  • Responsible for the rate decision recommendations for Annuity new business products by:
    • Conducting pricing to evaluate product profitability
    • Assessing and reviewing implementation of pricing model input or assumption updates
    • Evaluating potential rate actions by collaborating with other teams
    • Creating summary of Annuity new business profitability and rate recommendations for management
  • Recommend informed data-driven decisions based on a thorough understanding of product, profitability, capital utilization, and risk
  • Update pricing models and create documentation to ensure appropriate model governance procedures are followed
  • Support integration of new products into recurring pricing analysis and rate setting processes
  • Develop and nurture team engagement, development, and growth
  • Support a risk aware culture within the team
  • Develop enhancements to create repeatable and scalable processes

Experience and Education Requirements

  • Bachelor's degree in mathematics, actuarial science or related degree or equivalent experience
  • ASA and MAAA certifications; FSA Preferred
  • 5+ years actuarial experience with progressively more responsibility with a concentration on Annuity products such as Fixed Annuities, Indexed Annuities, and Registered Indexed Linked Annuities
  • Experience within an Actuarial pricing function with a strong understanding of product, rate determination, capital utilization, and regulatory requirements
  • Experience with and knowledge of GGY AXIS or similar actuarial modeling software
  • Previous management experience preferred

Knowledge, Skills & Abilities

  • Demonstrated ability to apply actuarial principles to complex situations
  • Strong problem-solving skills that include advanced analytical and reasoning abilities
  • Unconditional integrity and commitment to delivering accurate information on schedule
  • Demonstrated ability to proactively identify issues and to influence key project decisions to achieve desired outcomes
  • Self-starter who demonstrates strong initiative and is able to operate efficiently in unpredictable and challenging environments, managing the delivery of projects in addition to individual tasks and processes
  • Ability to collaborate with technical and non-technical audiences at all levels of leadership, either through verbal or written forms of communication

Other Requirements

  • Perform other functions, duties and projects as assigned
  • Regular and punctual attendance
  • No travel is required for this position

#LI-JB1

#LI-Remote

Additional Information

Work Environments

F&G believes in an employee-centric flexible environment, which is why we offer the ability for in-office, hybrid and remote work arrangements. During the hiring process, you'll work with your leader to decide what works best for your role.

F&G complies with federal and state disability laws and makes reasonable accommodations for applicants and candidates with disabilities, unless such accommodation would cause an undue hardship for F&G.  If reasonable accommodation is needed to participate in the job application or interview process, please contact talentacquisition@fglife.com. 

Join our employee-centric hybrid work environment: F&G Careers

About F&G

Since 1959, Fidelity & Guaranty Life Insurance Company (F&G) has offered annuity and life insurance products to those who are seeking security in retirement and protection during life’s unexpected events.

As a national Top Workplace1, an Iowa Top Workplace2 and a proud equal opportunity employer, F&G team members are empowered, collaborative, dynamic and authentic. We believe that by embracing these values, we will continue to build and strengthen the company while continuing to be a great place to work.

1Top Workplaces USA 2022 – 2023

2Des Moines Register Top Workplaces 2018 – 2022

Notice for all Applicants who are California residents under the California Privacy Rights Act. Please click here to review the policy. 

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