Analyst, Consumer Compliance, Monitoring & Oversight

Who We Are

Cross River is a highly profitable, fast-growing financial technology company powering the future of financial services. Our comprehensive suite of innovative and scalable embedded payments, cards, and lending products deliver financial services for millions of businesses and consumers around the globe. Cross River is backed by leading investors and serves the world's most essential fintech and technology companies. Together with its partners, Cross River is reshaping global finance and financial inclusion.

We are on a mission to build the infrastructure that propels access, inclusion, and the democratization of financial services. While our company has tripled in size over the last three years, our strong sense of purpose led Cross River to be named to American Banker's list of Best Places to Work in Fintech for the last 6 years. The reason for this success is simple - our nimble and collaborative family culture lives in every member of our growing team. Together we are at the forefront of technology and innovation, and we invite passionate, collaborative, and motivated high performers to join our expanding team.

What We're Looking For

This role reports directly to the Compliance Marketing and Sales Manager and is responsible for ensuring that the business is always consistent with current regulations. The Compliance Marketing and Sales Analyst assists in the oversight of marketing and sales activities performed in house and by fintech partners.

Responsibilities:

• Assist in review and approval of marketing and sales materials.
• Assist business units and fintech partners in the development of advertising and promotional materials and activities.
• Assist in the development of compliance policies and procedures to strengthen controls related to internal and partner marketing and sales practices.
• Assist in the development and delivery of marketing and sales practice training, including training of fintech partners.
• Coordinate with other compliance teams to ensure a consistent approach to handling compliance issues.
• Prepare deliverables and provide support for regulatory exams and/or internal audits.
• Review marketing findings in a timely and consistent manner to determine if issues requiring remediation are present.

Qualifications:

• 3+ years' compliance experience in a financial institution or consulting firm.
• Experience providing compliance oversight of marketing and sales activities, including review and approval of deposit and lending marketing.
• Knowledge of and experience with the laws and regulations related to bank marketing, including Truth in Savings Act/ Regulation DD, Truth in Lending Act / Reg Z, Fair Lending, UDAAP / FTC Act, CAN-SPAM, and ECOA.
• Proven track record showing ability to maintain high attention to detail while managing multiple assignments and competing priorities.
• 1+ years' experience in training, deploying and monitoring AI in compliance reviews.
• Proven track record showing ability to explain regulations and compliance management expectations to stakeholders outside of compliance, for example, in sales, marketing, data, and customer service teams.
• Strong communication skills and ability to interact effectively as a member of a cross-functional team.
• Strong interest in technology and innovation. Prior fintech experience a plus.
• Experience with Performline system a plus.

#LI-JJ1 #LI-Hybrid #LI-Onsite

Salary Range: $80,000.00 - $90,000.00

Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.

By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.