Credit Analyst I

Join Our Team as a Credit Analyst I - (Downtown Bismarck, ND Branch)

Build a lasting career with BNC National Bank

Are you an experienced Credit Analyst looking to take the next step in your career? We're seeking a detail-oriented professional with 1-3 years of credit analysis experience - preferred, but not required - who is eager to build a lasting career in Credit Analysis. The ideal candidate thrives on accuracy, demonstrates strong communication and time management skills, and takes pride in delivering thorough, thoughtful work that supports both our customers and our business goals.

As a Credit Analyst I, provide support to commercial lenders in credit analysis and monitoring of financial reporting with commercial customers to ensure that loans are in compliance with specific covenants, policies and regulations.

Key Responsibilities:

• Obtain loan request information from commercial lender or borrower to analyze credit information, financial statements and other related information pertaining to the loan
• Research background documentation and review personal and business financial statements and tax returns. Analyze financial information and prepares the preliminary analysis for the lender.
• Review loan files to ensure the completeness of the file and that all collateral has been secured properly.
• Protect BNC and our customers by strictly following laws, policies and procedures, maintaining bank security, and the confidentiality of customer information.
• Perform other duties as assigned.

What We're Looking For:

• 1-3 years experience in credit analysis preferred, but not required
• Strong background in accounting principles
• Bachelor's degree in business, finance, accounting, or related industry
• Strong verbal and written communication skills
• Attention to detail and accuracy in financial documentation
• Excellent organizational and time management skills with a proven ability to meet deadlines
• Ability to work independently and as part of a collaborative team
• A desire to grow and stay long-term within a reputable, community-focused bank

Why BNC National Bank?

At BNC, we're proud of our community roots and strong relationships. We value our employees and are committed to creating a supportive workplace that encourages long-term career development. When you join BNC, you're joining a team that believes in trust, integrity, and service excellence.

Compensation:

TBD, wage is highly dependent on experience

Schedule:

• Full-time, 40 hours per week
• Monday-Friday, 8am - 5pm

Benefits:

• Generous Paid Vacation Time (120 hrs./yr.), Paid Sick Time (48 hrs./yr.), Paid Maternity Leave Benefits, and Paid Holidays
• Medical, Dental, and Vision Insurance
• Health Savings Account, including Employer Contribution *must meet eligibility requirements
• Flexible Spending Accounts
• 401(k) w/Company Match
• Employee Recognition & Rewards Program
• Company-Paid Life and AD&D Insurance
• Employee Assistance Program
• Paid Volunteer Opportunities
• Unum Supplemental Plans
• FREE Gym Membership!
• Continuing Education Opportunities
• and MUCH MORE!

Apply Today!

If you're ready to take the next step in your banking career, apply now and become part of a team that values you and the work you do every day.

BNC National Bank is an Equal Opportunity Employer.