Digital Assets Products Architect

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

As a Digital Asset Product Architect, you will help drive the technical vision for blockchain and digital asset integration and be responsible for defining, designing, and governing end‑to‑end architecture that enables enterprise‑grade blockchain products and platforms. Responsibilities include:

• Design, implement, and oversee scalable blockchain platform architectures that support reusable components across the enterprise

• Ensure the platform meets all non‑functional requirements, including performance, resiliency, observability, maintainability, and security

• Maintain architectural diagrams, technical documentation, and platform reference models

• Coordinate with teams across Technology, Digital, Data & AI, Operations, and Enterprise Architecture to ensure cohesive execution of blockchain initiatives

• Confirms a data-driven approach to prioritize "building the right thing" that maximizes results for both end users and internal business partners; focused on ongoing measurement and optimization of digital experiences

• Partner with Technology Risk, Compliance, and Legal to ensure blockchain implementations align with regulatory expectations, security standards, and enterprise controls

• Evaluate blockchain protocols, consensus mechanisms, smart contract frameworks, and interoperability options

• Provide architectural governance and technical direction throughout the solution lifecycle

• Serve as an internal subject matter expert, educating stakeholders on blockchain capabilities, limitations, and architecture best practices

Minimum Qualifications

• Bachelor's degree, or equivalent work experience

• 7+ years of progressive Architect Experience

• Experience with Agile Product Development and DevOps principles

• Excellent verbal and written communication skills

• Experience working with Technology Leaders

• Proven ability to collaborate within and across teams

• Familiarity with architecture frameworks and methods

Preferred Skills/Experience

• 7+ years in architecture, software engineering, platform or distributed systems design, with direct experience building blockchain-based or decentralized applications

• Deep knowledge of blockchain concepts such as smart contracts, consensus models, cryptography, interoperability protocols, and node infrastructure

• Demonstrated experience partnering with cross-functional teams in complex, regulated industries (e.g., financial services)

• Ability to collaborate with engineers and leadership on key engineering concepts and drive change to align with modern technology approaches

• Experience in creating patterns and reference architectures

• Preferred experience: blockchain-based platform capabilities, including smart contracts and consensus mechanisms; design and implement scalable, secure, and high-performance blockchain infrastructure; research and adopt emerging blockchain protocols, Layer 2 solutions, and interoperability frameworks; mentor engineering teams on blockchain best practices and lead technical decision-making; experience with zero-knowledge proofs, privacy-preserving technologies, and governance models; and expertise in cloud platforms and DevOps for blockchain deployments

Soft Skills & Leadership Qualities:

• Demonstrated ability to communicate complex technical concepts to diverse audiences and influence decision-making at all levels of the organization

• Strategic thinker with a long-term vision for technology and architecture, able to drive innovation and continuous improvement

• Strong problem-solving and critical thinking skills, with the ability to make sound decisions in ambiguous or rapidly changing environments

• High emotional intelligence, fostering trust and positive relationships across teams and stakeholders

• Excellent organizational and time management skills, able to balance multiple priorities and deliver results

• Demonstrated ability to constructively challenge, and be open to challenge from, technology leaders and peers in order to drive innovation and positive change

• Ability to engage and align diverse stakeholders, building consensus around architectural decisions

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $149,515.00 - $175,900.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.