Senior Software Engineer, Personal Loans

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we're changing the way people think about and interact with personal finance.

We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

• High preference will be given to candidates currently residing in the Helena, Montana area

The role

We are looking for a full-stack Senior Software Engineer excited to dive into one of the largest opportunities at SoFi and help drive the next generation of lending products. SoFi is trying to push the boundaries of lending and provide next-level products for our members. We are seeking anyone with big ideas and a drive to help our customers secure financial stability.

On our Personal Loans team, you will be in the middle of it all - implementing functionality, architecting our system, squashing bugs, maintaining the health of our code, and continually growing as an engineer. The ideal candidate is both forward-thinking and hands-on, has a solid sense of ownership and drive for delivery, and a strong team player. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution. You'll face and solve a wide range of challenges: technical, product, and operational, shaping your personal growth and career along the way.

What you'll do:

• Lead the development and testing of system components/services, code and design reviews

• Participate in shaping the technical architecture of the product

• Help translate user stories into technical solutions

• Deliver highly available and scalable services in a production environment

• Mentor other engineers, support the technical culture, and help grow the team

• Generate ideas for new initiatives and technologies

• Communicate with project leads, product managers and other software developers

What You'll Need:

• Bachelor's Degree, ideally in a technical field, but we understand great engineers come from all sorts of different backgrounds and also consider relevant work experience

• 5+ years programming experience, ideally on a modern stack

• Our core stack is React / Java / Kotlin / Spring / PostgreSQL, but you don't have to be an expert in any of these. 4+ years Java, Kotlin or Scala programming experience and an understanding of relational databases and ORMs suffices

• Willingness to roll up your sleeves, collaborate with others and get stuff done

• Strong sense of responsibility; driving a project from inception to completion

• Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture

• Experience working in a collaborative coding environment (and git specifically), refining designs together, writing tests, working through code reviews and managing pull requests

Nice to have:

• Good exposure and hands on experience with Microservices design principles and architecture

• Experience in the financial services industry, especially interaction with underwriting, pricing and/or risk.

• Front-End experience with Javascript, React, Scala, and/or Flutter

• Experience with Docker, Kubernetes, Spring Boot, Terraform, and CI/CD

• Machine learning and data analytics experience

• Experience with cloud native services, especially AWS services such as DynamoDB, RDS, Lambda, Kinesis, SQS, S3, AWS Glue, and/or Athena

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location. 

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

Pay range: $128,000.00 - $240,000.00

Payment frequency: Annual

This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above.

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.