Finance Manager

CSM Financial, located in San Antonio, TX, is seeking a talented individual for our Finance Manager role. This position is ideal for an individual with a degree in a related field, effective communication skills, and preferably familiarity with equipment financing. This is a great opportunity to join a growing and successful dealer group!

Responsibilities:

• Maintain and develop a network of lending partners to ensure competitive finance offerings
• Build in-house loan and leasing portfolio
• Expand product offerings
• Facilitate growth of lending portfolio, identify credit applications which meet internal underwriting and lending philosophy, negotiate with customers and salespeople to win deals
• Ensure that loan documents and credit applications for vehicle sales are reviewed, processed, and delivered in a timely manner
• Ensure timely payment of loan proceeds to dealer and finance commissions

Primary Duties:

• Coordinate with dealership sales teams located in South Texas and Central Florida to maximize credit applications submitted for financing
• Review and efficiently process credit applications
• Communicate with lenders and negotiate the most advantageous terms for buyers
• Understand and comply with applicable company, federal and state policies and regulations governing commercial lending and sales activities
• Perform credit underwriting tasks including checking credit reports, credit reference checks, financial statement analysis, collateral analysis and individual and legal background checks
• Accurately prepare loan and lease documents, facilitate execution, and process funding of contracts and payments to dealer
• Administrative duties including collections, customer service, loan accounting, financial reporting
• Assist corporate staff as requested in credit analysis, risk management and financial reporting
• Assist in loan closings as needed

Qualifications

• Bachelor's degree in Finance, Accounting, or a related field
• Familiarity with equipment sales and financing is preferred but not required
• Possess the ability to read, analyze, and interpret standardized loan documents and financial statements
• Must be detail-oriented
• Ability to communicate and collaborate with the professional demeanor expected of finance and corporate personnel
• Effective, efficient, and professional written and oral communication is required
• Ability to calculate figures and amounts such as interest, payments, commissions, ratios, percentages, and proportions as required
• Ability to apply common sense, logic, and problem-solving methodologies to carry out oral and written instructions
• Ability to travel when job requires