Senior Director, Portfolio Risk Analytics
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Job Description
About Pagaya
Shape the Future of Finance
Pagaya is building a leading artificial intelligence network to help our partners grow their businesses and better serve their customers.
Pagaya is a global technology company making life-changing financial products and services available to more people nationwide, as it reshapes the financial services ecosystem. By using machine learning, a vast data network and a sophisticated AI-driven approach, Pagaya provides comprehensive consumer credit and residential real estate solutions for its partners, their customers, and investors. Its proprietary API and capital solutions integrate into its network of partners to deliver seamless user experiences and greater access to the mainstream economy. Pagaya has offices in New York and Tel Aviv. For more information, visit pagaya.com.
Let's create better outcomes together!
About the Role
Join our cutting edge Portfolio Risk Analytics Group. In this very visible role you will be conducting advanced analytics, research, and monitoring of multiple consumer credit products, covering performance, risk, trends, underlying drivers, and market benchmarks. The group consists of data scientists and senior analysts, conducting hands-on in-depth research and analysis while also leading and directing cross company analysis processes. The group has a wide perspective of the company’s products and activities and is in close collaboration with various departments, working in a high pace and extremely professional environment.
Responsibilities
- Analyze and investigate large complex datasets in order to answer various business questions supporting monitoring and risk management of Pagaya’s consumer finance portfolio, using Python, SQL and BI tools
- Design, develop and implement advanced analysis and forecast methodologies and processes
- Prepare various analytical reports and studies, including anomaly monitoring, root cause analysis, risk assessment, and ad-hoc investigations
- Provide and communicate actionable insights and recommendations to drive portfolio management decisions and business initiatives
- Work jointly with data scientists to support deep research activities and new machine-learning capabilities
Requirements
- 12+ years of financial data analysis experience, specializing in Credit Risk and market risk analytics, including hands-on designing and implementing of new analytics methodologies and processes
- Proficiency in AI/ML and analytic packages/tools/languages like SAS, Python, R, SQL, DataRobot, Altair, Alteryx, etc
- Master’s degree in a scientific or quantitative discipline such as Math, Statistics, Computer Science, Engineering, Economics, or equivalent work-related or educational experience
- Team player with excellent communication and presentation skills to both technical audiences and executive leadership
Advantage points:
- Professional qualifications e.g. CFA or FRM
- Advanced statistical, modeling or machine learning knowhow
The pay ranges for New York-based hires are commensurate with candidate experience.
Pay ranges for candidates working in locations other than New York may differ based on the cost of labor in that location.
Our Team
Pagaya was founded in 2016 by seasoned research, finance, and technology entrepreneurs with our head quarters located in NYC and Tel Aviv.
We move fast and smart, identifying new opportunities and building end-to-end solutions from AI models and unique data sources. Every Pagaya team member is solving new and exciting challenges every day in a culture based on partnership, collaboration, and community.
Join a team of builders who are working every day to enable better outcomes for our partners and their customers.
Our Values
- Continuously Learn- We challenge ourselves for the sake of getting better as individuals, as teams, and as an organization to deliver for our partners.
- Debate and Commit- We respectfully and openly debate to strengthen our ideas and build shared conviction - once we decide, we go all in, together.
- Dream Big and Act- We boldly tackle complex problems, pressure-test solutions in real-time, and adapt with speed and energy.
- Advance Inclusion- We create a world where everyone can win, designing systems that better represent people and generate sustainable value for our employees, partners and investors.
- Be Accountable Together- We proudly own our actions and our results, taking initiative to ensure our work gets over the finish line as a team.
More than just a job
We believe health, happiness, and productivity go hand-in-hand. That's why we're continually looking to enhance the ways we support you with benefits programs and perks that allow every Pagayan to do the best work of their life.