Insurance Sales

Financial Advisor – K–12 Retirement Specialist (403b/457b)

Job Details: 1099 | Commission & Fee-Based | Full-Time or Part-Time

Empower Educators. Build Your Business. Make an Impact.

Join a proven system where advisors build six-figure practices serving the underserved K–12 market. We're currently scheduling presentations for 100+ advisors nationwide, but growing demand requires us to expand our team.

What makes us different? We provide the leads, support, and market access while you focus on what you do best - helping educators secure their financial future.

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What You'll Do

Conduct one-on-one retirement counseling for K–12 school employees

Lead state pension education seminars at school sites during school hours

Enroll clients in 403(b), 457(b), and other supplemental retirement plans

Offer life insurance, estate planning, and additional financial strategies

Provide long-term client service and relationship management

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The Lead Generation System That Works

Scheduled Presentations (Your Primary Lead Source):

2-4 on-campus presentations per month scheduled for you

10-15 educators per presentation (typically lunch meetings or staff meetings)

50% conversion rate from presentations to individual appointments

Minimum 2 weeks advance notice - you can accept or decline any presentation

Within your specified drive radius - we work around your preferred territory

Client Service Support:

Annual review scheduling handled by our call center

Automated client touch-points to maintain relationships

Follow-up systems to ensure consistent client communication

Administrative Excellence:

98% issue rate on 403(b)/457(b) applications, transfers, and rollovers

Dedicated paperwork specialists handle complex enrollment processes

Full back-office support eliminates administrative headaches

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Why This 1099 Role Is Different

We're Only Successful If You Are: Our compensation comes through overrides - we don't charge advisors for support, leads, or marketing. This means we're 100% invested in your success because our revenue depends on your production.

What's Included at No Cost:

All lead generation and presentation scheduling

Marketing materials and CRM system (Salesforce)

Administrative support and application processing

Office 365 and full back-office infrastructure

Ongoing training and mentorship

Independence With Support:

Control your schedule and book of business

Accept or decline presentations based on your availability

Build equity in your practice while receiving institutional support

No bureaucracy or micromanagement

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Compensation Structure

Year 1 Realistic Expectations:

$50,000-$75,000 for full-time advisors following our system

Some advisors exceed $100,000 in their first year

Ramp-up timeline: Lead your own presentations within the first month

Year 2 and Beyond:

Renewal commissions from Year 1 clients create compounding income

14 commission levels with advancement based on production volume

Commission increases commonly achieved within the first year

Many advisors continue increasing earnings annually through renewals and higher commission rates

Commission Structure:

100% commission+

fee-based income (1099)

Progressive structure with clear advancement guidelines

No hidden fees or charges for support services

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Training & Development

Onboarding:

Proprietary Teacher's Pension Classroom training program

Learn the unique needs of K-12 employees

Master 403(b)/457(b) regulations and strategies

Ongoing Support:

Weekly live training sessions

On-the-job mentorship and coaching

Market-specific expertise and updates

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Requirements

Essential:

Life Insurance License (required)

Series 65 or willingness to obtain quickly

Clean background and E&O coverage

Proven sales record with consultative approach

Self-motivated with strong communication skills

Preferred:

Experience with 403(b)/457(b) or school markets

Comfort with group presentations

Desire to work with mission-driven professionals

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Who Thrives in This Role

Perfect For:

Advisors seeking purpose-driven work with predictable lead flow

Former wirehouse or captive agents wanting freedom + support

Career-changers with licenses looking for a proven system

Mid-career advisors tired of cold prospecting and bureaucracy

Professionals who prefer relationship-building over cold calling

Success Profile:

Comfortable presenting to groups of 10-15 people

Enjoys helping people solve complex financial challenges

Appreciates the mission of serving educators

Values long-term client relationships over transactional sales

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About Teacher's Pension

We're a national leader in K–12 financial wellness, focused on supporting educators and administrators through retirement and beyond. Our proven model combines unmatched market access with the support and independence that professional advisors need to build sustainable practices.

Our Commitment: We succeed only when our advisors succeed. That's why we provide comprehensive support at no cost and maintain a 98% application success rate - because your growth is our growth.

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Ready to Build a Purposeful, Profitable Practice?

Next Steps:

1. Apply today to learn more about our system

2. Schedule a brief call to discuss your market preferences

3. Discover how we can help you grow in a market that truly needs you

Questions? Contact us to learn more about territories in your area and how our lead generation system can accelerate your practice growth.

"The educator market is underserved but stable - teachers need specialized help with retirement planning, and we provide the access and support to serve them effectively."