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Mortgage Post Closer

Consumers National BankMinerva, OH

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Job Description

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Description

The post closer is responsible to accurately prepare loans for delivery to investors and/or servicers, track and clear file exceptions, and ensure that all loans are closed in conformance with underwriting/ compliance guidelines.

  • Review signed documents for errors
  • Upload and break out documents in Loan Origination System (LOS) and assigning conditions
  • Register MERS and/or MI and paying FHA/VA fee
  • Ship collateral to investors
  • Create and upload shipping packages to investors for secondary market loans
  • Create and upload shipping packages to EFolder for portfolio loans
  • Register tax service for portfolio loans and creating physical folder
  • Send payments to appraisers
  • Process application deposits
  • Send funding wires
  • Handle all post-closing investor conditions required to purchase note
  • Transfer MERS and MI when secondary market loan is purchased
  • Send goodbye, insurance and/or property tax letters
  • Handle follow up and collection of recorded mortgages and final title policies for all loan types within 120 days of closing
  • Monitor tracking reports for funding and suspense items and escalate where needed
  • Provide excellent customer service to both internal and external customers

Requirements

  • Well developed communication skills
  • Strong attention to detail
  • Reading and proofreading skills
  • Excellent time management and organization skills
  • Able to exercise appropriate judgment and seek/involve management when necessary
  • Ability to accept management instruction and execute tasks while under pressure
  • Strong customer service orientation
  • Proficient computer skills with an emphasis on Microsoft Office Suite
  • Experience working in a team-oriented, collaborative environment

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