Principal Product Manager, Global Money Movement

The Role

SoFi is looking for a Principal Product Manager to lead a brand-new international remittance product that will empower members to send instant, low-cost payments across borders leveraging blockchain technology. You’ll be at the helm of transforming this into a standout, trusted member experience.

You’ll define, prioritize, and build seamless and secure experiences that allow members to send money internationally —with a focus on convenience, transparency, and affordability. Whether by streamlining the user flow, building global payout capabilities, or ensuring regulatory compliance, you’ll own a high-impact product from zero to one.

This product is a key pillar in SoFi’s long-term vision of becoming a one-stop-shop for all of our members’ financial needs. This role is inherently cross-functional—you will work closely with engineering, design, data science, user research, marketing, operations, finance, risk, legal, compliance, and executive teams to set a product strategy, define and prioritize features. You’ll bridge the technical and business worlds to deliver innovative financial infrastructure that delights our users and drives SoFi’s mission forward.

This is a senior individual contributor role designed for a product leader who thrives on solving complex technical challenges, working deeply with engineering teams, and enabling platform scalability. 

What you’ll do:

• Build disruptive international payment capabilities in a secure and customer-centric way.
• Create and evangelize a product vision for cross-border P2P money movement and own the multi-year roadmap.
• Design and own member-facing experiences that make it easy to send money across borders—instantly and affordably.
• Collaborate with internal engineering teams and external providers to build global payment rails that are fast, compliant, and cost-effective.
• Own instrumentation and data analytics to deeply understand usage patterns and inform continuous improvement.
• Lead and iterate quickly in a fast-paced agile environment, driving MVP development and post-launch optimization.
• Partner cross-functionally with compliance, risk, and legal to ensure alignment with all regulatory requirements across multiple countries.
• Prioritize and drive backlogs across your engineering teams to ensure timely and high-quality feature delivery.
• Work directly with end-users, user research, and design to validate ideas, reduce friction, and continuously improve the member experience.
• Act as a product thought leader across SoFi for inclusive, global-ready financial solutions.

What you’ll need:

• Bachelor’s degree or higher in a technical or non-technical discipline
• 10+ years of experience in product management (preferably in fintech, payments, or global financial services)
• Experience launching and scaling zero-to-one products
• Deep comfort with data analysis and metrics-driven decision-making
• Proven track record of delivering products that solve complex technical and user needs
• Ability to collaborate across remote teams and multiple functional stakeholders
• Passion for making financial systems more inclusive, transparent, and accessible
• Deep technical fluency with APIs, cloud infrastructure, distributed systems, or financial systems.
• Experience partnering with engineering to navigate architecture decisions and technical trade-offs.
• Demonstrated ability to balance long-term platform investments with near-term delivery needs.
• Strong cross-functional collaboration skills, particularly with engineering, security, compliance, legal, and analytics.
• Excellent written and verbal communication skills, with the ability to simplify technical complexity for diverse stakeholders.

Nice to have:

• Familiarity with international remittance infrastructure and payout networks
• Experience working with external money movement or FX service providers
• Understanding of cross-border compliance, AML, KYC, and regulatory challenges
• Experience with hypothesis-based product experimentation