Senior Legal Specialist

Members Achieve More isn't just a tagline for us, it's part of everything we do! We're looking for passionate individuals to join our team to help us maintain that focus every day. Want to work somewhere that's remained strong for 90 years, that encourages you to learn, grow, and pursue your dreams? If yes, then read on...

The Senior Legal Specialist serves as a key contributor to the credit union's legal operations, providing advanced legal support across a range of commercial real estate transactions and banking activities. This role is responsible for ensuring the accuracy, integrity, and compliance of legal documentation and processes related to lending, corporate governance, and regulatory matters. The incumbent collaborates closely with internal stakeholders, including lending, compliance, and executive teams, to identify legal risks, interpret applicable laws and regulations, and develop solutions that align with organizational objectives and regulatory requirements.

In addition to transactional support, the Senior Legal Specialist plays a strategic role in advising on legal implications of business decisions, drafting and reviewing contracts, and supporting the development of internal policies and procedures. The position requires a high level of legal acumen, sound judgment, and the ability to manage complex legal issues in a fast-paced, mission-driven environment. Through their work, the Senior Legal Specialist contributes to the credit union's commitment to responsible financial stewardship and its broader goal of supporting the financial well-being of the communities it serves.

Schedule: Hybrid schedule- 2 days per week onsite required.

In this position, you will

• Commercial lending: Conduct comprehensive review and analysis of commercial real estate documentation, including purchase and sale agreements, lease contracts, entity formation and governance documents, easements, title commitments, and settlement statements, to ensure compliance with applicable laws and institutional standards.
• Examine organizational documents and authorizing resolutions of borrowing entities to confirm legal capacity, proper authorization, and enforceability of proposed transactions.
• Negotiate title insurance coverage and resolve title-related issues on behalf of the credit union, ensuring protection of collateral interests and alignment with underwriting requirements.
• Legal Research: Conduct legal research on Pennsylvania banking and real estate law, credit union regulations, and banking compliance issues.
• Monitor changes in laws and regulations affecting credit union operations and lending practices.
• Financial Institution Legal Support: Assist with legal review and documentation for consumer and commercial deposit products, lending programs, and member agreements.
• Support legal compliance for financial products and services, including disclosures, account terms, and electronic banking.
• Help ensure adherence to applicable laws and regulations such as the Truth in Lending Act (TILA), Truth in Savings Act (TISA), Funds Availability (Regulation CC), Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity Act (ECOA), and Bank Secrecy Act (BSA).
• Assist with legal aspects of third-party risk management.
• Support legal review of marketing materials, member communications, and digital content for regulatory compliance.
• Other duties as assigned.

Qualifications:

Associates: Paralegal Studies (Required), Bachelors

10+ years of paralegal experience in commercial real estate and banking law within a financial institution and/or law firm. | RequiredAny equivalent combination of experience and education. | RequiredFamiliarity with corporate governance and entity documentation review for multiple business entity types (corporation, LLC, trusts, partnerships) in a commercial banking setting. Strong understanding of real estate law, title and survey review, and loan closing procedures. Familiarity with federal and state banking laws. Proficiency in Microsoft Office Suite (Word, Excel, Outlook, Teams) and legal research platforms (e.g., Westlaw). Experience with document management systems and closing software (e.g., SharePoint, DocuSign, or similar). Excellent attention to detail, organizational skills, and ability to manage multiple priorities. Strong written and verbal communication skills, with the ability to interact professionally with internal and external stakeholders. Ability to work independently and collaboratively in a fast-paced, deadline-driven environment. | RequiredFamiliarity with federal and state regulatory frameworks governing credit unions, including the National Credit Union Administration (NCUA), Consumer Financial Protection Bureau (CFPB), and Pennsylvania Department of Banking and Securities. | Not Required

Paralegal Certificate- American Bankers Association (ABA)