Underwriting Compliance Specialist

United Auto InsuranceMiami, FL

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Job Description

COMPANY OVERVIEW:Founded in 1989, United Automobile Insurance Company is an innovative and established organization looking for an Underwriting Compliance Specialist to join our team. Family-owned, UAIC, is one of the largest privately held property and casualty insurance companies in the United States. The key to our growth and success is a commitment to providing quality service to our agents and customers, by providing disciplined underwriting, and strategic claims handling. Our ongoing efforts to invest substantial resources in personnel and technology are the foundation of our promise of assuring maximum efficiency and specialized operations in the industry. We are proud that our independent agents and customers have recognized our dedication by making UAIC the market leader in every state where we conduct business.Scope:As an Underwriting Compliance Specialist, you will play a crucial role in ensuring that UAIC’s underwriting and agency activities adhere to company guidelines and regulatory standards. Your primary focus will be on auditing underwriting decisions and partner agent practices, conducting reviews, and providing recommendations for improvement. The Underwriting & Agency Compliance Specialist will work closely with underwriting leaders, territory marketing representative, and internal audit teams to ensure oversight, quality, and consistency in execution. This position offers a remote work arrangement, allowing the ideal candidate to work from their preferred location within the Southeast region.Duties:

Stay current on underwriting guidelines, agency contracts, and regulatory expectations for property and casualty insurance.
Conduct audits of underwriting files to verify accuracy, risk assessment, and compliance with company policies.
Review agency business practices and file submissions to ensure partner agents follow established standards.
Collaborate with underwriting leadership to communicate audit findings and recommend corrective actions.
Assist in the development of strategies to address audit gaps and enhance overall compliance and profitability.
Work closely with legal, compliance, and product teams to align auditing practices with regulatory requirements.
Monitor and enforce compliance with underwriting standards and agency agreements.
Prepare clear, actionable audit reports for leadership and recommend adjustments to guidelines or practices.
Conduct periodic reviews of existing underwriting and agent processes to identify risks, inefficiencies, or improvement opportunities.
Analyze audit findings and maintain detailed records of audit processes, and resolutions.Serve as a point of contact for audit-related inquiries from underwriting and agency teams.

Education:

Bachelor’s degree in Finance, Business, Risk Management, Insurance, or a related field.

Skills & Experience:

Minimum 3 years of experience in underwriting audit, agency audit, or quality assurance within the insurance industry.
Strong understanding of underwriting principles, file review processes, and agency compliance.
Proven ability to analyze complex files and identify areas of risk or non-compliance.
Excellent analytical, communication, and report-writing skills.
Detail-oriented with the ability to manage multiple audits simultaneously.
In-depth knowledge of property & casualty insurance products and audit standards.

BENEFITS:

401(k) Retirement Savings Plan with employer match.

Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance

Paid Time Off, Holidays, and Leave programs.

Flexible spending accounts

Basic Life Insurance and Voluntary Life/ADD

Short Term and Long-Term Disability

UAIC is an Equal Opportunity Employer and is committed to the principle of equal employment opportunity for all employees. All employment decisions at UAIC are based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate.

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