
Insurance Broker
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Job Description
WORK FROM HOME
The Tipton Agency is a rapidly growing, independent life insurance and retirement solutions firm committed to helping individuals and families protect what matters most. As a partner of a nationally recognized brokerage, we have access to dozens of top-rated insurance carriers and exclusive policies not available through traditional channels.
We specialize in delivering tailored financial protection through life insurance, annuities, mortgage protection, final expense coverage, and retirement planning solutions. Our mission is to simplify the insurance process, provide exceptional value, and empower our agents to succeed by following a proven, step-by-step system.
Our agents operate as independent brokers with full flexibility and control over their schedules. Whether part-time or full-time, agents are equipped with proprietary tools, training, and technology—including a digital CRM, mobile app, and lead generation systems that integrate directly with our platform.
Leads are provided through direct mail, digital inquiries, and call-in requests—so there is no cold calling or pressure to chase uninterested prospects. Instead, agents focus on serving real families who are actively looking for protection.
What truly sets us apart is our commitment to supporting our agents' long-term success. With competitive commissions, leadership development pathways, ownership opportunities, and an inclusive, service-first culture, The Tipton Agency is building a future where success is achievable from anywhere—with the right support and a willingness to grow.
Core Responsibilities & How We Support You
Consult with families who have requested information and identify the best coverage for their needs
Pre-qualified, compliance-approved leads (no cold calling)
Explain policy options, gather applications, and submit them to the appropriate carrier
Digital CRM + mobile app to manage every step
Follow up with carriers and clients during underwriting
Dedicated case managers and mentoring
Deliver outstanding client service and maintain thorough, accurate records
Ongoing product & sales training at no cost
Requirements
What You’ll Need
- Ability to obtain (or currently hold) a state Life & Health license – we’ll guide qualified candidates through the process.
- Excellent communication, empathy, and problem-solving skills.
- Self-discipline to work remotely and manage a flexible schedule.
- U.S. work authorization. No degree or prior insurance experience required.
- Internet Service
- Cell Phone
- Computer
Benefits
Compensation & Earnings Potential
- Commission-only (paid directly by the carrier). No base salary.
- Standard starting rate ≈ 80 % of annualized premium; higher tiers available with production all the way to 130%.
- Earnings are uncapped. Actual results vary by individual effort, skill, and market.
- Many part-time agents (≈15-20 hrs/month) earn $3 k-$5 k/month.
- Full-time agents commonly exceed $150 k/year.
- Advances: 75 % at issue, remaining 25 % at end of first year.
- Medical and Dental Available
(Exact compensation may vary by state licensing, experience, and production level.)
Automate your job search with Sonara.
Submit 10x as many applications with less effort than one manual application.
