Avp, Senior Underwriter - A&H Insurance Underwriting

Title:

AVP, Senior Underwriter- A&H Insurance Underwriting

Company:

Everest Reinsurance Company

Job Category:

Underwriting

Job Description:

Everest is a leading global reinsurance and insurance provider, operating for nearly 50 years through subsidiaries in the Bermuda, Canada, Europe, Singapore, US, and other territories. Our strengths include extensive product and distribution capabilities, a strong balance sheet, and an innovative culture. Throughout our history, Everest has maintained its discipline and focuses on creating long-term value through underwriting excellence and strong risk and capital management. But the most critical asset in this organization is our people.

At Everest, we are committed to the development of our people. We offer dynamic training & professional development to our employees. You will benefit from career development and learning opportunities that will let you set career goals and fulfill them, including:

• Generous tuition/continuing education reimbursement
• Mentoring opportunities
• Flexible work arrangements
• Talent development initiatives
• Networking groups

Everest is a growth company with $10.5 Billion of Gross Written Premium offering Property, Casualty and specialty products among others, through its various operating subsidiaries located in key markets around the world. Everest has been a global leader in reinsurance with a broad footprint, deep client relationships, underwriting excellence, responsive service and customized solutions. Our insurance arm draws upon impressive global resources and financial strength to tailor each policy to meet the individual needs of our customers.

Our financial strength is evident in Financial Agency Ratings of: A+ A. M. Best, A+ S&P Global and A1 Moody's Investor Service. We are a market leader for our broad diversified income streams, strong underlying underwriting performance with reduced volatility and strong cash flow. We take pride in being known in the industry as nimble, entrepreneurial, and responsive.

About the Role:

The selected candidate will be responsible for developing a book of business for a suite of Accident & Health (A&H) products, with a primary focus on Supplemental Health. This role also includes handling Group Personal Accident insurance products, such as Group Corporate and Business Travel Insurance (including Multinational BTA), as well as a range of non-Corporate Group Accident products. These include K-12 Student Insurance, Amateur and Youth Sports, Volunteer, Day Care, Camp, and other related participant accident insurance segments.

The candidate will be expected to directly cultivate, manage, and strengthen relationships with retail brokers and agents to drive new business growth. Additionally, they will support the underwriting referral process in collaboration with our Managing General Underwriting (MGU) partners.

We are seeking an individual who is driven and possesses an entrepreneurial mindset, thrives in a fast-growth and changing environment. This is an opportunity to scale a new accident insurance product segment within a larger, legacy portfolio of Accident & Health business and to be part of diversifying distribution, product, and partnership capabilities, and contributing to enhancing overall shareholder returns. This is a hybrid position based in our Atlanta, Chicago, Warren NJ, Houston, or Philadelphia.

Responsibilities include but are not limited to:

• Lead program manager for the Supplemental Health product line

• Continually develop subject matter expertise for the Supplemental Health Block

• Underwriting duties will include developing and negotiating pricing, coverage, terms, and conditions for both new business and renewals across all Supplemental Health and Accident products

• Market-facing business development.

• Collaborate with the National Distribution and Regional Executive Team to achieve new business goals.

• Collaborate partner with Zonal BDM

• Develop and foster strong relationships with distribution partners and other internal Everest stakeholders.

• Provide excellent customer centric service to brokers through consistent, timely, and proactive and self-motivated approach.

• Work closely with Head of Underwriting, actuarial, product development, claims, and legal teams.

• Assist in achieving renewal retention plan by issuing timely renewal notices, working closely with the broker through the renewal life cycle, and providing timely updates to the regional manager.

• Ensure data and document repository systems are complete and accurate.

• Ensure knowledge of and compliance with key regulatory, conduct and risk management responsibilities and ensure contract certainty on cases managed.

• Take personal responsibility for career development and pro-actively keep up to date with industry and business issues and changes.

Qualifications:

• Minimum 10 years production underwriting experience.

• Proven track record of writing and managing Group (Corporate and Participant Accident). Working knowledge of Individual Personal Accident & Supplemental Health products a plus.

• Strong technical/rating acumen in Accident insurance product space.

• Strong commercial skills with the ability to handle multiple priorities, organize work and meet deadlines.

• Excellent interpersonal communication skills, both written and oral

• Customer and sales focused with a good understanding of the local and/or regional A&H market.

• Possess Microsoft Excel, Word, and Power Point skills.

• Willingness to travel- 10% - 25%, or as otherwise needed.

• Tenacious, motivated, and proactive.

For NJ & IL only: The base salary range for this position is $160,000 - $200,000 annually. The offered rate of compensation will be based on individual education, experience, qualifications and work location.

#LI-Hybrid

What if I don't meet every requirement? At Everest we are dedicated to building an inclusive and authentic workplace. So, if you are excited about this role but your past experience doesn't align perfectly with every element in the job description, we still encourage you to apply. You may be just the right candidate for this or other roles. Please let us know if you need any accommodations throughout the application or interview process.

Our Culture

At Everest, our purpose is to provide the world with protection. We help clients and businesses thrive, fuel global economies, and create sustainable value for our colleagues, shareholders and the communities that we serve. We also pride ourselves on having a unique and inclusive culture which is driven by a unified set of values and behaviors. Click here to learn more about our culture.

• Our Values are the guiding principles that inform our decisions, actions and behaviors. They are an expression of our culture and an integral part of how we work: Talent. Thoughtful assumption of risk. Execution. Efficiency. Humility. Leadership. Collaboration. Inclusion and Belonging.
• Our Colleague Behaviors define how we operate and interact with each other no matter our location, level or function: Respect everyone. Pursue better. Lead by example. Own our outcomes. Win together.

All colleagues are held accountable to upholding and supporting our values and behaviors across the company. This includes day to day interactions with fellow colleagues, and the global communities we serve.

Type:

Regular

Time Type:

Full time

Primary Location:

Warren, NJ

Additional Locations:

Atlanta, GA, Chicago, IL - South Riverside, Houston, TX, Philadelphia, PA

Everest is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion or creed, sex (including pregnancy), sexual orientation, gender identity or expression, national origin or ancestry, citizenship, genetics, physical or mental disability, age, marital status, civil union status, family or parental status, veteran status, or any other characteristic protected by law. As part of this commitment, Everest will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact Everest Benefits at everestbenefits@everestglobal.com.

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