Commercial Underwriter I

At EMC, we're all about working together to make an impact. As part of our team, you'll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts-always supporting each other to do our best work. Join us, and let's improve lives together.

This position can be performed remotely for candidates who reside in Alabama, Georgia, Mississippi, or Tennessee*

Essential Functions:

• Completes underwriting trainings and learning courses.
• Shadows experienced underwriters to learn company and branch risk appetite and gain experience in developing agency relationships.
• Consults experienced underwriters to ask questions and gain understanding in underwriting best practices.
• Supports underwriting team by completing tasks, such as reviewing endorsements within authority limit and analyzing assigned new and renewal accounts
• Under close supervision, evaluates basic accounts for risk selection and pricing purposes within limited authority.
• Analyzes exposure, company and branch risk appetite, account premium and loss history, financial data, line(s) of business, price guidance, motor vehicle records, online sources of information, reports from premium audit or risk improvement and other relevant information to underwrite policies.
• Maintains proper file documentation in connection with accounts.
• Communicates with agents and provides updates on accounts.
• Collaborates with marketing representatives to learn about providing agents with good customer experiences, responsiveness, and ensuring they select EMC as their insurer of choice.

Education & Experience:

• Bachelor's degree, preferably in insurance or business administration, or equivalent relevant experience
• Insurance designations, such as CPCU preferred

Knowledge, Skills & Abilities:

• Basic knowledge of underwriting and risk analysis preferred
• Good problem-solving skills and the ability to make sound decisions
• Strong customer service skills
• Ability to work effectively with others, as well as independently
• Ability to maintain high standards of professional competence
• Good computer skills, including knowledge of Microsoft Office and social media
• Ability to work on multiple projects while meeting deadlines
• Good written and verbal communication skills

The hiring salary range for this position will vary based on geographic location, falling within either the $50,073-$68,995 range or the $55,191-$76,061 range. A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.

Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.

All of our locations are tobacco free including in company vehicles.