Banking Jobs 2026 (Now Hiring) – Smart Auto Apply

Are you ready to be part of something more?

You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunity. UMBers are known for having multiple careers here and having their voices heard.

As one of UMB's leading lines of business, the Commercial team is made up of Business Banking Relationship Officers, Treasury Management Officers, Underwriters, Client Managers, and Analysts. This team manages Commercial and Industrial and Practice Finance relationships throughout its life - developing meaningful connections with leadership of the companies they serve. Always mindful of the changes in the company, its industry, etc., over time that might create a change in their financial service needs.

As a Business Banking Underwriter, you will analyze and decision credit requests for small business and middle market commercial clients in accordance with UMB policies and Federal regulations.

How you will spend your time:

• Complete cash flow, capital, and collateral analysis for loan proposals

• Properly structure and approve loans within delegated authority

• Analyze and spread financial statements.

• Utilize bank systems for loan processing and completion of loan proposal.

• Complete underwriting and communicate credit decisions within SLA benchmarks.

• Work closely with bank associates to facilitate loan closings.

• Manage pipeline of credits and prioritize incoming credit requests and tasks.

• Maintain working knowledge and stay current on lending and other bank policies.

We are excited to talk to you if you have:

• Bachelor's Degree in (or emphasis in) business, marketing or finance

• 2 years experience in commercial lending or related banking field

• Demonstrates proficiency on MS Office products (Word, PowerPoint, and Excel)

• Demonstrates excellent communication skills (written & verbal)

• Demonstrates good interpersonal & relationship building skills

• Demonstrates strong understanding & knowledge of accounting principles, financial statements, & marketing practices

• Demonstrates ability to analyze and review loan applications to provide profitable results in the underwriting of small business loans and related credit products

Working at UMB is about our internal collaborative spirit, entrepreneurial pride, encouraging creativity, rewarding success, having fun winning business, community involvement, and being valued not only for the work that you do, but also for the person the you are.  You are encouraged to bring your thoughts to the table, no matter the role that you are in.

Compensation Range:

$51,480.00 - $99,330.00

The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more?

You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to talentacquisition@umb.com to let us know the nature of your request.

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