Mortgage Banker

South State BankColumbia, SC

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Overview

Schedule

Full-time

Career level

Senior-level

Benefits

Paid Community Service Time

Career Development

Job Description

As a leading regional bank, SouthState has been providing financial solutions to individuals, families, and businesses in the Southeast for more than 100 years. SouthState team members strive to create remarkable experiences while building meaningful and lasting relationships. We are proud to be a reflection of the communities we serve, and our team members share core values that make SouthState a great place to bank, and a great place to work.

Essential Functions:

This position is expected to perform the specific duties, tasks, and responsibilities as outlined below:

Interview loan applicants

Collect and analyze information regarding customer income, assets, investments or debts

Determine which bank product best fits the customer's needs

Provide advice to customer regarding advantages and disadvantages of different products

Knowledge of Fannie Mae/Freddie Mac guidelines as well as government products

Makes preliminary determination of applicant's credit worthiness and has the authority to issue prequalification statement of borrower's eligibility

Call on realtors, builders, community development corporations and other potential mortgage customers to establish relationships for loan referrals

Handle processing of loan request in accordance with bank policy and applicable regulatory requirements as well as secondary market criteria and guidelines

Adhere to Quality Customer Service parameters; Conform with and abide by written policies and procedures for the bank

Participate in community events and real estate industry functions to identify, develop and promote additional business

Attend training on all residential lending products, may require travel

Advice management of new products offered in the market to ensure the bank remains competitive

Promote and cross-sell other bank products

Perform other work-related duties as assigned by supervisor

Expertise in mortgage products and services as well as regulatory guidelines

Excellent problem-solving skills to identify client needs and resolve problems

Must have a high level of interpersonal skills to effectively communicate policies, procedures and objectives effectively throughout the bank and to represent the bank positively to the public

Must be able to quickly and effectively respond to customer inquiries and requests in demanding environments

Capable of handling customer and employee contact situations tactfully and professionally

Ensure that the Bank's policies and procedures, code of conduct, and regulatory guidelines are strictly complied with

Provide assistance to other employees by liaising with them through healthy and positive interactions

Be involved in performing marketing endeavors/efforts

Continuously update skills by participating in professional training

Seek opportunities to improve skills through cross-training offered by the Bank

All other tasks, responsibilities or duties, as directed by management

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FAQs About Mortgage Banker Jobs at South State Bank

What is the work location for this position at South State Bank?

This job at South State Bank is located in Columbia, SC, according to the details provided by the employer. Some roles may also include multiple work locations depending on the requirement.

What pay range can candidates expect for this role at South State Bank?

Employer has not shared pay details for this role.

What employment applies to this position at South State Bank?

South State Bank lists this role as a Full-time position.

What experience level is required for this role at South State Bank?

South State Bank is looking for a candidate with "Senior-level" experience level.

What benefits are offered by South State Bank for this role?

South State Bank offers following benefits: Paid Community Service Time and Career Development for this position. Actual benefits may vary depending on the employer's policies and employment terms.

What is the process to apply for this position at South State Bank?

You can apply for this role at South State Bank either through Sonara's automated application system, which helps you submit applications 10X faster with minimal effort, or by applying manually using the direct link on the job page.