Associate Wealth Advisor

The primary function of the Associate Wealth Advisor is to support Relationship

Managers/Advisors in day-to-day client contact, relationship management, trust and investment

account administration, compliance requirements, and other functions as required to maintain

excellent relationships with clients, external professional advisors, and internal business partners.

The Associate Wealth Advisor assists, maintains and develops client relationships under the

guidance and direction of the Wealth Advisor. The Associate Wealth Advisor is involved

throughout the process of onboarding new clients and servicing existing clients, receiving

continuous training and mentoring from the Wealth Advisor, while providing high quality data

analysis and strategic support.

RESPONSIBILITIES MAY INCLUDE:

Account Support and Administration: Support Advisors in the administration of trust,

investment, retirement, and brokerage accounts.

• Coordinate closely with all United Wealth Management service lines - Investments,

Advanced Planning, Operations, Leadership - that are incorporated into the client

relationship. Engage with those other members of the team to ensure the Advisor is

abreast of client updates and that client matters are being executed in a timely and

effective manner.

• Participate in Business Development-related conversations alongside Advisor. This

includes internal United Bank colleagues, non-United Centers of Influence, industry and

networking events, etc. Begin building and familiarizing yourself with Business

Development processes, which will ultimately be implemented over time to uncover new

opportunities for the Advisor.

• Conduct a broad range of data analysis and present results in an accurate, professional,

and informative manner; Deliver spreadsheets, reports, summaries and issue opinions and

recommendations to Wealth Advisors regarding client management and business

development initiatives.

• Conduct and coordinate financial, product, market, operational and related research to

support strategic and business planning within the department.

• Focus on business development efforts through our hands-on and holistic approach to

identifying and exceeding client needs; Reinforces sales skills by effectively

recommending appropriate Bank products and services.

• Daily transaction processing, securities transfers, cash and check requests, gifts, deposits,

routine client information requests and updating client information.

• Assist with account opening, asset transfer, account terminations, and special asset

management.

Client and Manager Support: Act as an initial point of contact for client inquiries and team

communications.

• Actively involved in client and prospect conversations, email exchanges, portfolio

reviews, investment discussions, etc. to ensure a seamless client experience and serve as

an additional member of the team for requests, questions, administrative matters, etc.

Provide detailed minutes of conversations, when appropriate, to coordinate next steps and

future client conversations.

• Gain knowledge and an understanding of each client's investment portfolio and the

rationale for the investment approach, allocation, underlying holdings, etc. Interact

frequently with counterparts in United Wealth Management's Investment Team to ensure

seamless coordination between Advisor and Investment team.

• Conduct thorough analysis of financial statements and assessment of complex client and

prospective client relationships.

• Review all client Portfolio Review presentations to ensure accuracy, timeliness of data,

and recent client activities/actions. Ensure format of presentation is consistent and in-line

with United's expectations and professionalism.

• Independently handle certain routine to moderately complex client matters and undertake

research or take needed action to resolve (with guidance from senior officers where

appropriate).

• Interact with current and potential customers and Wealth Advisors to inquire about

important information pertaining to transactions or items disclosed within financial

statements, etc.

• Prepare client meeting materials; create and prepare presentation materials for meetings

in collaboration with relationship teams or other departments to ensure deadlines are met.

• Review pertinent account information on the trust accounting system daily to identify

overdrafts and resolve other issues with the Account Officer(s).

• Review accounts monthly and prepare the annual account reviews. Review and organize

the account file, ensure statements and distributions are set up and tax documentation is

in order. (Any discrepancies or concerns are discussed at the account review meeting to

ensure recommendations are implemented accordingly.)

Firm Building: Develop a strong knowledge of Wealth Advisory functions, policies, procedures

and best practices.

• Participate in special projects and identify process improvements.
• Carry out other duties and responsibilities as assigned and carry out all responsibilities in

compliance with company policies, procedures and practices.

SKILLS / QUALIFICATIONS:

• Bachelor's degree required.
• Two (2) years of working experience in a professional position, preferably in banking or

wealth management, is highly desired

• FINRA licenses (S7, S66, Life & Health) or desire to obtain is highly desired
• Expected to acquire and apply a comprehensive understanding of the various banking

products, services, lines of business, and internal departments at United Bank.

• Advanced Proficiency in Microsoft Office products (Microsoft Word, Excel, and

PowerPoint) required

• Excellent written and verbal communication skills required
• Strong organizational skills required
• Ability to multi-task and work both in team settings and independently in a fast-paced

environment to meet deadlines required

• Ability to interact in a professional demeanor with all levels of staff, including Executive

Management, and customers required

KEY COMPETENCIES:

• Analytical & critical thinking skills
• Relationship/account management
• Detailed-oriented
• Customer service-focused
• Appetite for continuous learning

Essential Functions:

• Sitting for extended periods of time
• Ability to efficiently operate a computer keyboard, mouse, and other computer

components

• Ability to converse and exchange information with all levels of staff within organization
• Ability to observe, perceive, identify, and translate data

This job description is not intended to be all-inclusive; the employee will also perform other

duties as assigned. This document is not an employment contract. United Bank reserves the

right to modify job duties or job descriptions at any time.

Nearest Major Market: Washington DC

Job Segment: Relationship Manager, Bank, Banking, Business Development, Customer Service, Finance, Sales