Bank Examiner-Multiple Vacancies

If you are a current State of Maine employee, please submit your application through the internal application process using the Find Jobs report in PRISM. Seasonal employees who do not have PRISM access should apply through the State's career page and indicate on the application that they have previously worked for the State.

.

Department of Professional & Financial Regulation (and Boards)

Job Class Code: 0423

Grade: 20/Professional & Technical

Salary: $20.68-$28.88/Hour

Location: Gardiner

Opening Date: May 15, 2026

Closing Date: June 1, 2026

Every day, people rely on banks and credit unions to safeguard their money, provide loans, and support their financial goals. As a Bank Examiner in the Maine Bureau of Financial Institutions, you'll help ensure these institutions operate safely and responsibly, protecting not just dollars and cents but the trust and economic stability of individuals and businesses across Maine. As financial institutions subject to the Bureau of Financial Institutions' jurisdiction are located state-wide and, in some cases, out of state, candidates must have access to reliable transportation.  Some overnight state-wide travel and some out-of-state travels are required.  Overnight travel averages 15-20% of an examiner's work year, depending upon assignments and location of residence.

Primary responsibilities include:

As you develop your skills, you may work as an examiner-in-charge. What will you do:

• Evaluate the securities portfolios of financial institutions to determine the quality and market value.

• Examines, correlates, and adjusts asset, liability, and capital numbers from financial institution records to ensure their correctness and place them in a uniform format.

• Analyzes earnings and dividends from reports to determine the accuracy and to prepare necessary schedules.

• Evaluate deposits, deposit trends, and other liabilities to determine and prepare required schedules.

• Evaluate installment, real estate, and commercial loans to determine the value as a book asset and prepare required schedules.

• Review examination results with financial institution management to inform management of findings and to determine unsafe and unsound banking practices and necessary corrective action.

• Analyzes the asset/liability management practices of financial institutions.

• Evaluate the quality of a financial institution's audit program.

• Evaluate the effectiveness of internal controls.

• Determines compliance with laws and regulations

Minimum qualifications:

A Bachelors Degree in Accounting, Finance, Economics, Business Administration, or related Bachelors Degree with coursework in these areas- OR- an equivalent amount of experience in accounting, auditing, economics, business administration, or banking. If work experience is used in lieu of education, it must be at the professional level in the areas indicated.

Preference will be given to those applicants:

• An understanding of accounting and auditing principles, practices, and procedures.

• Analytical expertise - you are able to analyze management practices, accounting data, loan and investment portfolio data, and other information necessary to conduct an examination.

• Problem-solving mindset - you can develop actionable recommendations to correct deficiencies noted.

Contact information:

Questions about this position should be directed to Superintendent Lloyd P. LaFountain III Lloyd.P.LaFountain.III@maine.gov Tel. 207-624-8570

Benefits of working for the State of Maine:

No matter where you work across Maine state government, you find employees who embody our state motto-"Dirigo" or "I lead"-as they provide essential services to Mainers every day. We believe in supporting our workforce's health and wellbeing with a valuable total compensation package, including:

• Work-Life Fit- Rest is essential. Take time for yourself using 13 paid holidays, 12 days of sick leave, and 3+ weeks of vacation leave annually. Vacation leave accrual increases with years of service, and overtime-exempt employees receive personal leave.

• Health Insurance Coverage- The State of Maine pays 85%-95% of employee-only premiums ($11,196.96 - $12,514.32 annual value), depending on salary. Use this chart to find the premium costs for you and your family, including the percentage of dependent coverage paid by the State.

• Dental Insurance- The State of Maine pays 100% of employee-only dental premiums ($387.92 annual value).

• Retirement Plan- The State contributes the equivalent of 14.11% of the employee's pay towards the Maine Public Employees Retirement System (MainePERS) for MSEA, or 18.91% for Confidential employees.

State employees are eligible for an extensive and highly competitive benefits package, covering many aspects of wellness. Learn about additional wellness benefits for State employees from the Office of Employee Health and Wellness.

Note: Benefits may vary somewhat according to specific collective bargaining agreements and are prorated for anything less than full-time.

There's a job and then there's purposeful, transformative work. Our aim is to create a workplace where you can learn, grow, and continuously refine your skills. Applicants demonstrate job requirements in differing ways, and we appreciate that many skills and backgrounds can make people successful in this role.

As an Equal Opportunity employer, Maine State Government embraces a culture of respect and awareness. We are committed to creating a strong sense of belonging for all team members, and our process ensures an inclusive environment to applicants of all backgrounds including diverse race, color, sex, sexual orientation or gender identity, physical or mental disability, religion, age, ancestry, national origin, familial status or genetics.

If you're looking for a great next step, and want to feel good about what you do, we'd love to hear from you. Please note reasonable accommodations are provided to qualified individuals with disabilities upon request.

Thinking about applying?

Research shows that people from historically excluded communities tend to apply to jobs only when they check every box in the posting. If you're currently reading this and hesitating to apply for that reason, we encourage you to go for it! Let us know how your lived experience and passion set you apart.

.

If you are unable to complete the online application, please contact the Human Resources representative listed on the job opening you are interested in applying for. They will work with you for an alternative method of submitting.