Call Center Representative

Job DescriptionGreenwood Credit Union has an exciting opportunity to join our Call Center team. We offer competitive salary, excellent benefits, opportunity for learning and development, and a fun and friendly environment. Won't you consider joining our team? General Summary:This position is primarily responsible for performing a broad variety of member service and sales functions in a professional and courteous manner by phone, email, fax or mail including responding to member inquiries, troubleshooting problems, processing requests, performing transactions as appropriate and assisting potential and existing members in understanding and utilizing the Credit Union's products and services according to established Credit Union policies, standards, security procedures and legal and regulatory guidelines.Essential Duties The essential functions of this position include, but are not limited to:Professionally and promptly answer incoming and conduct outgoing calls using a consultative approach to uncover needs of members and potential members regarding products and services of the credit union, account information and transactions while reporting significant problems to supervisor for swift resolution. Research and respond to members' questions, problems, and complaints regarding credit union accounts, products and services via various communication methods and assist members to make the most effective use of services offered by the credit union; Direct to appropriate departments for further assistance and completion, as necessary.Assist members with account problems and process a variety of routine account maintenance transactions efficiently and accurately; Assist members in completing various forms required for deposit and loan products.Accurately and efficiently complete all member or account related forms and forward to appropriate department for action and/or filing.Respond to fraudulent activity alerts for ATM/Debit and Visa cards; Prepare and send correspondence to members concerning inquiries on transactions directly affecting their accounts including copies of share drafts, monthly statements, etc.Encourage use of and assist members in enrolling in and using the Credit Union's e-services such as On-Line and Mobile Banking, On-Line Bill Payer and Pay-By-Phone for non-delinquent accounts. Actively and professionally expand member relationships by cross selling and up selling Credit Union products and services that meet the specific needs of existing and potential members.Assist in loan application and loan servicing functions including preliminary loan applications, loan balance inquiries, payoff requests, title tracking and collateral insurance transactions.Assist in the development and implementation of ongoing process improvements to ensure the effectiveness of the overall call center functions. Perform other duties as assigned to contribute to departmental efficiency and work cooperatively with other departments to support each other in serving GCU members.Inspire teamwork, respect and effective communication in a diverse work environment.Demonstrate and uphold Greenwood Credit Union's core values and represent the Credit Union with a high level of professionalism, respectable image and positive demeanor.Acquire and demonstrate thorough knowledge of GCU products and services.Maintain consistent compliance with credit union policies and procedures and regulatory laws applicable to position.Complete annual regulatory compliance and required job related training as assigned; actively participate in job-related educational and professional development opportunities.QualificationsTo perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, ability and/or physical demands required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.High school diploma; equivalent work experience considered

Three (3) years related experience in a customer service/call center environment; Superior customer service skills

Minimum one (1) year experience in financial services industry preferred

Understanding of standard bank account transactions and terminology

Must be fluent in English; Bilingual a plus

Exceptional and effective interpersonal, relationship building, verbal and written communication skills

Proficient computer/PC skills with accurate data entry and strong mathematical skills

Must possess ability to remain professional and objective when presented with difficult situations

Demonstrated proficiency in basic computer applications, including Microsoft Office and internet navigation

Exceptional interpersonal, verbal and written communication and phone skills

Self-motivated and capable of working efficiently in a dynamic, high volume environment Must be adaptable to various competing demands and meet deadlines in a fast paced environment

Developed organizational and time management skills Strong critical thinking, problem solving, and reasoning skills

Strong attention to detail with ability to audit, identify and correct procedural errors. Knowledge of and adherence to proper telephone and email etiquette Dependability and flexibility with work hours and work assignments

Ability to work a minimum of forty (40) hours per week and overtime, as needed

Commitment to team environment, member confidentiality and outstanding member service

High degree of professionalism with positive and professional image and demeanor

Consent to conduct pre and active employment background screenings

Physical DemandsThe physical demands listed below are a representation of those that must be met by an employee to successfully perform the essential functions of this position. A full analysis of physical and mental demands will be made available upon request to the Human Resources Department.While performing the duties of this job, the employee is regularly required to:speak, hear, sit for extended periods of time, stand, walk, climb stairs, reach and grasp with hands and arms, use hands to handle or feel objects, tools or controls, occasionally lift and/or move up to 25 pounds. Specific vision abilities include those required to use computers for up to 8 hours a day. Work EnvironmentThe position is located in a call center environment. The noise level in the work environment is usually moderate to high. Greenwood Credit Union is an Equal Opportunity/Affirmative Action Employer and therefore provides equal employment and advancement opportunities to all employees and applicants for employment without regard to race, color, ethnicity, religion, gender, pregnancy/childbirth, age, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, citizenship, veteran or military status, marital or domestic partner status, or any other category protected by federal, state and/or local laws. 

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