Claims Counsel - DHI Title Insurance

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high-quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at www.drhorton.com for more information.

D.R. Horton, Inc. is currently looking for a Claims Counsel. The right candidate is responsible for managing, evaluating, and resolving title insurance claims and related disputes. This role provides legal analysis and strategic guidance on complex title, escrow, underwriting, and real estate matters, mitigates financial and legal risk, and partners closely with operations, underwriting, and leadership teams to support consistent, compliant claims handling nationwide.

This position may be performed remotely. Candidates residing in Texas, Colorado, Arizona, Florida, Georgia, Connecticut, Louisiana, and Wisconsin will be considered.

Essential Duties and Responsibilities include the following. Other duties may be assigned.

• Manage title insurance claims from initial notice through resolution, including coverage analysis, investigation, negotiation, settlement, and litigation oversight

• Analyze title policies, commitments, endorsements, escrow instructions, and real property records to determine coverage, liability exposure, and appropriate claim strategy

• Provide legal advice and guidance to claims, underwriting, escrow, and operational teams on title, real estate, and insurance‑related legal issues

• Direct and oversee outside counsel handling title claims and related litigation, including case strategy, budgeting, performance management, and settlement authority

• Negotiate claim resolutions, settlements, and releases in alignment with corporate risk tolerance, financial objectives, and regulatory requirements

• Ensure claims handling practices comply with applicable state insurance regulations, title insurance laws, and internal governance standards

• Maintain accurate documentation, reporting, and file management to support audits, regulatory inquiries, and executive reporting

• Identify emerging claim trends, systemic risks, and root causes, and collaborate with business partners to recommend corrective actions, training, or process improvements

• Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company

• Ability to travel overnight

Supervisory Responsibilities

• May have supervisory responsibilities

Education and/or Experience

• Juris Doctor (J.D.) from an ABA‑accredited law school

• Active license to practice law in at least one U.S. jurisdiction; ability to obtain admission in additional jurisdictions as needed

• Minimum of 5 years of legal experience in title insurance claims, real estate litigation, insurance defense, or related practice areas

• Strong knowledge of title insurance policies, real property law, and escrow practices

• Experience managing litigation and working effectively with outside counsel

• Proven ability to evaluate risk, exercise sound judgment, and negotiate favorable claim outcomes

• Strong computer skills are required. Proficiency in Microsoft Office applications and the ability to learn new programs/systems quickly is essential

• Ability to apply common sense understanding to carry out instructions furnished in written and oral form or via DRH applications

• Ability to sit for majority of 8-hour workday; use hands and fingers to handle or feel; reach with hands and arms; talk and hear. Specific vision abilities required by this job include close vision and peripheral vision

• The noise level is generally moderate

Preferred Qualifications

• Prior experience with a national title insurance underwriter or large real estate‑focused organization

• Familiarity with multi‑state regulatory environments and high‑volume claims operations

• Background in process improvement, risk management, or claims analytics

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

• Medical, Dental and Vision

• 401(K)

• Employee Stock Purchase Plan

• Flex Spending Accounts

• Life & Disability Insurance

• Vacation, Sick, Personal Time and Company Holidays

• Multiple Voluntary and Company provided Benefits

• Annual Salary Range: $120,000-$140,000, with final compensation based on experience and qualifications.

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