Closer/Funder

The Closer is an experienced mortgage professional who can thrive in an exciting and fast-paced environment, who applies knowledge of best practices, and who promotes quality as well as a superior customer experience.The Closer will work closely with and report directly to the Closing Manager. The incumbent will work within a team where they must build productive and cooperative relationships, both internally and externally.

Responsibilities

Manage individual pipeline to safeguard service levels, production, quality and compliance within the Closing DepartmentReconcile/enter/update loan level information to prepare closing documents; confirm necessary loan file documents are present (title commitment, VOE, etc.)Verify the Closing Disclosure meets all required federal and/or program guidelinesEnsure closings adhere to lock confirmation, loan approval and program guidelinesFacilitate an accurate, timely mortgage loan closing; seek closing confirmation and submit loan for fundingReview/clear alerts generated by the loan operating system and/or compliance toolsCollaborate with closing agent and/or internal parties to resolve concerns arising at closingRespond to emails, phone calls and voicemails in a timely mannerIdentify and provide trend information to respective department manager(s) and provide suggestions for process improvement; provide input on procedures/processesEncourage team members; foster a positive and engaging work environment; inspire othersParticipate in training, learning and knowledge eventsActively participate in testing of process, documents and system of record updates/enhancementsKeep abreast of latest updates in company, regulatory and investor guidelines

QualificationsRequired:

Minimum 2 years of current experience as a mortgage loan closer with multiple loan products and investorsIn-depth knowledge of basic program guidelines (Conventional, FHA, VA, Jumbo) as well as processing/underwriting procedures and compliance requirements relative to the TRID RegulationExperience communicating with borrowers or third party vendors and acquiring their full cooperationEffective PC skills including intermediate/advanced Microsoft skillsExcellent negotiation skills; strong analytical and problem solving skillsExcellent oral, verbal and written communication skillsOrganizational skills and attention to detail are required to perform tasks in a highly efficient mannerAbility to effectively interact and communicate with management, peers and third party service providersMust be a proactive self-starter who thrives in fast-paced environmentsMust be dependable and flexible with work schedule (including overtime when needed) and be able to multi-task/change focus on a moment's notice in a business environment with multiple prioritiesAbility to work well under pressure & meet deadlinesAbility to work cohesively and efficiently in a team environment

Desired:

Experience with Encompass preferred

Physical Demands & Working Conditions:The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job:

The employee is regularly required to talk or hear.The employee is required to sit for extended periods of time and is occasionally required to stand and walk.The employee must regularly use hands to finger, handle, or feel objects and is regularly required to reach with hands and arms; the employee may occasionally climb or balance, and stoop, kneel, crouch, or crawl.The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds.Specific vision abilities required by this job include close vision, distance vision, color vision, and ability to adjust focus.The noise level in the work environment is usually quiet to moderate, and no extreme conditions are present.

About RoundPoint Mortgage Servicing LLCRoundPoint Mortgage Servicing LLC is a fully integrated, non-bank mortgage company, with a subservicing portfolio of approximately 900,000 loans. In 2023, RoundPoint was acquired by Two Harbors Investment Corp. (NYSE: TWO), reaffirming its commitment to MSR as core and essential to our business strategy and our future. A combined Two Harbors and RoundPoint capitalizes on the strengths of both companies, adding significant value for stakeholders through operational and cost efficiencies, as well as the ability to participate more fully in the mortgage finance space as opportunities arise.Founded in 2009, Two Harbors has grown into a leading publicly traded residential mortgage real estate investment trust (mortgage REIT). We leverage our core competencies of understanding and managing interest rate and prepayment risk to invest in our Agency residential mortgage-backed securities (RMBS) and mortgage servicing rights (MSR) portfolio, with the objective of delivering attractive risk-adjusted returns to our stockholders.

Location

Office Location: TX or SC

Employee Status

Regular

Travel

No