Collections Frontline Associate, Personal Loans

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we're changing the way people think about and interact with personal finance.

We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

What you'll do:

• Work with customers to satisfy any deficient balances 
• Review, monitor, and engage with a high volume of customers per day
• Review delinquent accounts daily, and maintain losses at or below established guidelines for assigned job duties
• Accurately documents all account activities and pertinent information including but not limited to verifications and demographic changes
• Complete high-risk processes with accuracy (i.e. Bankruptcy, Cease/Desist, Attorney Representation, etc.)
• Meet individual and departmental objectives set by department management
• Efficiently assess and recommend action to members concerning all other loan issues
• Make recommendations to management for loans needing additional attention
• Strives to continuously improve the quality and productivity of work
• Be an important part of a lean but growing team with touch points across the organization
• Some evening and weekend hours will be required.

What you'll need:

• 1+ years of first or third-party collection experience. Experience in a financial environment is desired; consumer delinquency and collections, credit underwriting, or customer service experience preferred
• Strong ability to negotiate repayment plans for early-stage accounts with varying levels of delinquency
• 1+ years of customer service experience with an aptitude in de escalating difficult situations
• College degree desired. High school diploma or GED required
• Exceptional organizational skills and attention to detail
• Strong work ethic and pride in work product
• Demonstrates a strong customer orientation.
• Ability to successfully adapt and adjust to changes in business, regulatory, and economic environments.
• Firm understanding of personal finance and credit industry best practices
• General computer literacy
• Aptitude for working independently while maintaining a team-first mentality
• Ability to work under tight deadlines and exhibit grace under pressure
• Desire to improve members financial situation but ability to make tough decisions
• Excellent written and verbal communication skills
• Proficiency in Microsoft Office, Google Suite, and the ability to learn proprietary systems 

Nice to have:

• Sales experience is a plus
• Skilled in developing both external and internal content such as customer communications and the development of procedures and work documents
• Skilled in root cause analysis and problem resolution with both quantitative and qualitative data

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location. 

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

Pay range: $21.60 - $24.00

Payment frequency: Hourly

This role is also eligible for a bonus and competitive benefits. More information about our employee benefits can be found in the link above.

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.