Overview
Remote
On-site
Job Description
We are seeking an experienced Business Lending Officer to develop new and existing business relationships and provide exceptional service to business members. This position will manage business lending relationships from application through servicing while helping grow commercial loans, deposits, and membership.
Key Responsibilities
- Develop new business relationships and strengthen existing member relationships.
- Meet with business loan applicants, explain lending requirements, and collect necessary documentation.
- Analyze financial statements, credit information, collateral, and other data to evaluate creditworthiness.
- Monitor construction loans, conduct property inspections, and review loan advances as needed.
- Manage loan portfolios, including annual reviews, maturities, participations, delinquent accounts, and workout situations.
- Build referral relationships with local businesses and community professionals.
- Maintain accurate documentation and timely communication with members, prospects, and internal departments.
- Stay current on commercial lending practices, regulations, and compliance requirements.
Qualifications
- Associate degree in Business or a related field, or equivalent education and experience.
- Minimum 5 years of lending experience; commercial lending experience preferred.
- Real estate lending and loan origination experience preferred.
- Strong financial analysis, credit evaluation, and decision-making skills.
- Excellent communication, relationship-building, interviewing, and negotiation skills.
- Knowledge of commercial lending, collections, lending regulations, and compliance requirements.
- Proficiency with financial calculators and standard computer applications.
- Valid driver's license.
Ideal CandidateThe ideal candidate is a motivated relationship-builder with strong analytical skills who can identify business opportunities, evaluate credit risk, and provide professional, responsive service to business members.
Salary is based on experience.
Personnel Resources is an Equal Opportunity Employer.
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FAQs About Commercial Banker/Lender Jobs at Personnel Resources
What is the work location for this position at Personnel Resources?
This job at Personnel Resources is located in Dothan, AL, according to the details provided by the employer. Some roles may also include multiple work locations depending on the requirement.
What pay range can candidates expect for this role at Personnel Resources?
Employer has not shared pay details for this role.
What employment applies to this position at Personnel Resources?
The employer has not provided this information. This may be discussed during the hiring process.
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