Commercial Loan Officer

First International Bank & TrustWilliston, ND

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Overview

Schedule

Full-time

Career level

Senior-level

Remote

On-site

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Job Description

First International Bank & Trust is seeking a Commercial Loan Officer to join our team in Williston, North Dakota. This role is ideal for an experienced banking professional who is ready to grow business relationships, manage a commercial loan portfolio, and help local businesses achieve their financial goals.As a Commercial Loan Officer, you will serve as a trusted advisor to business customers while partnering with credit and banking teams to deliver sound lending solutions. You'll combine relationship management, credit analysis, and business development skills to support portfolio growth and strengthen the communities we serve.Key Responsibilities:

Develop and manage relationships with commercial customers, prospects, and referral sources.Build and maintain a pipeline of new business opportunities.Analyze commercial loan requests, financial statements, cash flow, collateral, and other credit information.Structure and negotiate lending solutions that align with customer needs and bank objectives.Partner with internal teams to prepare loan presentations and complete underwriting requirements.Monitor portfolio performance, including financial reporting, covenant compliance, and risk indicators.Review delinquent accounts and collaborate with customers to identify appropriate solutions.Maintain a strong understanding of market conditions, industry trends, and commercial lending products.Ensure compliance with bank policies, regulatory requirements, and sound lending practices.Represent the bank in the community while delivering exceptional customer service.

Qualifications:

Bachelor's degree in Business, Finance, Accounting, Economics, Agriculture Business, or a related field, or an equivalent combination of education and experience.Commercial lending, business banking, credit analysis, agricultural banking, or related financial services experience preferred, with approximately 4-8 years of experience is ideal.Ability to analyze financial statements, cash flow, collateral, and credit risk.Understanding of commercial lending products, loan documentation, and credit structures.Strong communication, relationship-building, and business development skills.Ability to exercise sound judgment, manage multiple priorities, and work both independently and collaboratively.Knowledge of the Williston market and surrounding business community is preferred.

First International Bank and Trust is a family-owned full-service Community Bank with locations in ND, MN, SD, and AZ.We show our employees we care by providing competitive benefits and training and growth opportunities. Here are the things we offer within our full-time benefits package:

Health, Dental & Vision401K Retirement Plan with Employer MatchPaid Parental LeaveLife and Disability InsuranceGenerous PTO and Holiday pay

If you are interested in learning more, you can apply or if you have questions before applying you can reach out directly at TalentAcquisition@FIBT.com.Equal Opportunity Employer

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FAQs About Commercial Loan Officer Jobs at First International Bank & Trust

What is the work location for this position at First International Bank & Trust?

This job at First International Bank & Trust is located in Williston, ND, according to the details provided by the employer. Some roles may also include multiple work locations depending on the requirement.

What pay range can candidates expect for this role at First International Bank & Trust?

Employer has not shared pay details for this role.

What employment applies to this position at First International Bank & Trust?

First International Bank & Trust lists this role as a Full-time position.

What experience level is required for this role at First International Bank & Trust?

First International Bank & Trust is looking for a candidate with "Senior-level" experience level.

What benefits are offered by First International Bank & Trust for this role?

First International Bank & Trust offers following benefits: Health Insurance, Dental Insurance, Vision Insurance, Disability Insurance, Life Insurance, Paid Holidays, Paid Vacation, Parental and Family Leave, and 401k Matching/Retirement Savings for this position. Actual benefits may vary depending on the employer's policies and employment terms.

What is the process to apply for this position at First International Bank & Trust?

You can apply for this role at First International Bank & Trust either through Sonara's automated application system, which helps you submit applications 10X faster with minimal effort, or by applying manually using the direct link on the job page.