Compliance Officer

What You Will Do

• BSA/AML & Money Transmitter Licensing: Serve as the named BSA/AML Compliance Officer on FinCEN registration and all state money transmitter license applications. Develop, implement, and maintain the written BSA/AML compliance program. Manage KYC/CDD/EDD processes, transaction monitoring, SARs, CTRs, and OFAC sanctions screening. Coordinate with the outsourced compliance firm on program architecture and independent testing.
• State Regulatory Compliance: Own ongoing compliance across all state money transmitter licenses: renewals, annual reporting, call reports, surety bond maintenance, and net worth requirements. Serve as the primary point of contact for state examinations and manage regulator relationships across jurisdictions. Track and respond to legislative and regulatory changes affecting our licensing obligations.
• Consumer Protection & Payments Compliance: Ensure the Arena Club Wallet complies with Regulation E, state stored-value and prepaid access requirements, and applicable consumer protection statutes. Manage compliance for payment processing, refund and dispute resolution policies, and required federal and state disclosures.
• Cryptocurrency & Digital Asset Compliance: Manage compliance obligations arising from Arena Club's acceptance of cryptocurrency, including FinCEN virtual currency guidance, state-specific digital asset regulations, and travel rule requirements. Track relevant federal and state legislative developments.
• Data Privacy & Cybersecurity: Own CCPA/CPRA compliance and other state privacy laws, including data mapping, consumer rights request processes, and vendor data processing agreements. Coordinate with engineering on cybersecurity obligations for licensed financial institutions.
• Vendor & Third-Party Risk Management: Build and manage the third-party risk management program, including due diligence, ongoing monitoring, and contractual compliance requirements for vendors handling consumer data or financial transactions, including payment processors and authentication partners.
• Training & Culture: Develop and deliver company-wide compliance training covering BSA/AML, insider trading, data privacy, consumer protection, and code of conduct. Foster a compliance-first culture across all departments.

Qualifications

• 4–6 years of direct, in-house BSA/AML compliance experience at a fintech, payments company, or money services business.
• Hands-on experience owning SAR/CTR filing, transaction monitoring systems, KYC/CDD processes, and OFAC screening. Not overseeing or advising, but doing.
• Comfortable being listed as a named compliance officer or control person on state regulatory filings, including personal background checks, fingerprinting, credit reports, and financial disclosures. You know what accountability in this seat actually feels like.
• CAMS certification required, or willingness to obtain within 90 days of hire.
• Exceptional written and verbal communication. Able to translate regulatory requirements into plain language for executives and draft policies that are actually useful, not shelf-ware.
• Self-directed and comfortable with ambiguity. You'll be building the function, not inheriting one.

Preferred Qualifications

• Familiarity with the NMLS platform and state money transmitter licensing. Experience managing multi-state license applications or renewals strongly preferred.
• Pre-IPO or public company compliance experience: SOX readiness, insider trading policy, code of conduct, whistleblower programs, or PCAOB audit coordination.
• Working knowledge of consumer protection regulations (Reg E, FTC Act, state UDAP/UDAAP), data privacy laws (CCPA/CPRA), or gaming regulations. You don't need to be an expert in all of these on day one, but you need to learn fast.

The Arena Club Standard

Life at Arena Club isn’t for the faint of heart — and that’s by design. We’re building products and experiences the collectibles world has never seen. This is a proving ground. It demands your best every single day, because anything less means you’re falling behind.

From day one, you’re in the game. Trusted to deliver, expected to own outcomes, and driven to raise the bar higher than you thought possible. We don’t just execute — we innovate, compete, and win together.

If you want routine or predictability, you won’t find it here. But if you’re ambitious, relentless, and hungry to prove yourself on a team built to dominate — step into the arena. You’ll discover growth and reward here, unlike anywhere else.