Consumer Credit Officer

First Volunteer BankChattanooga, TN

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Overview

Schedule

Full-time

Career level

Senior-level

Remote

On-site

Benefits

Career Development

Job Description

Thank you for your interest in a career at Builtwell Bank. At Builwell Bank, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can expect additional opportunities to help them build a long and lasting career. If you are focused on results, dedicated to quality, strength and integrity, love working with people, and possess the drive to succeed, then we may be the bank for you.

Summary

Underwrite Consumer loan requests that are typically for borrowers with an aggregate loan exposure with FVB of less than $500,000.

Job Roles

Underwrite and decision Consumer loan applications and ensures the satisfactory and prompt delivery of all loan underwriting decisions.
Analyzes financial statements including but not limited to personal and business tax returns, personal financial statements, etc.
Conducts consumer credit investigations.
Communicates loan decisions to lending staff and upper level/executive management team.
Identifies and communicates other pre-approved products and services to lending staff.
May conduct loan training for Retail lending staff.
Product knowledge including loan terms, loan policy, product matrices, policy exceptions and workflow
Participates in new Consumer product development and implementation.
Excellent written and verbal communication skills
Excellent analytical skills
Ability to handle several tasks at once (multi-tasker)
Ability to work in a fast paced, team oriented environment
Sense of urgency is necessary
Working knowledge of both personal and business financial statements, tax returns and personal credit reports
Working knowledge of real estate appraisals/property evaluations
Working knowledge of regulatory policies & procedures

Qualifications

Bachelor degree or equivalent work experience
1-3 years of Consumer Lending and/or Underwriting experience preferred.
Working knowledge of Microsoft Excel & Word preferred

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FAQs About Consumer Credit Officer Jobs at First Volunteer Bank

What is the work location for this position at First Volunteer Bank?

This job at First Volunteer Bank is located in Chattanooga, TN, according to the details provided by the employer. Some roles may also include multiple work locations depending on the requirement.

What pay range can candidates expect for this role at First Volunteer Bank?

Employer has not shared pay details for this role.

What employment applies to this position at First Volunteer Bank?

First Volunteer Bank lists this role as a Full-time position.

What experience level is required for this role at First Volunteer Bank?

First Volunteer Bank is looking for a candidate with "Senior-level" experience level.

What benefits are offered by First Volunteer Bank for this role?

First Volunteer Bank offers Career Development for this position. Actual benefits may vary depending on the employer's policies and employment terms.

What is the process to apply for this position at First Volunteer Bank?

You can apply for this role at First Volunteer Bank either through Sonara's automated application system, which helps you submit applications 10X faster with minimal effort, or by applying manually using the direct link on the job page.