Credit Officer

Oklahoma AgCreditEdmond, OK

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Overview

Schedule

Full-time

Education

CPA

Career level

Senior-level

Remote

On-site

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Job Description

Oklahoma AgCredit provides loans, leases and financial services to farmers, ranchers and rural businesses and homeowners in 60 of 77 counties in Oklahoma. We are part of the Farm Credit System that supports rural communities and agriculture with reliable and consistent credit. We are headquartered in Edmond, Oklahoma. Learn more at www.okagcredit.com.Credit Officer (Edmond, OK or Stillwater, OK)Summary:The Credit Officer analyzes and approves applications for new loans and renewals on existing PCA loans.Position Responsibilities: Credit Analysis, Loan Approvals and Renewals

Verify a complete borrower packet prior to starting analysis.
Enters and analyze customer financial documents and information utilizing the established software programs
Review reporting output from scorecard and interprets results (if applicable)
Analyzes credit to determine borrower’s Probability of Default (PD) and Loss Given Default (LGD) upon receipt of completed appraisal or PPV
Makes final credit decisions within delegated authority and recommends credit decisions above delegated authority
Determine approvals or denials based on Association underwriting standards
Communicates status updates to Loan Officers throughout the Association
Determines loan requirements
Notifies lending officer of decision
Provides information to Loan Processing Team (LPT) and lending officer for the preparation of loan documents

Reporting

Gathers information and data
Runs, compiles and analyzes monthly and quarterly reports for Executives and/or Board of Directors

Events, Training and Education

Customer visits as appropriate
Attend regional marketing events to assist with borrower relations and OAC brand awareness
Assist regional marketplace with patronage events
Attends internal and external training meetings and conferences
Assist with mentoring and training team members or interns
Review all credit related policies and procedures in PolicyTech

Minimum Qualifications:

Bachelor’s degree in Agricultural Economics, Agribusiness, Business, Accounting, Finance or equivalent

Knowledge and Skills Required:

General knowledge of accounting, credit and economic principles, practices and methods
General knowledge of credit and economic principles
Knowledge of Word/Excel/Outlook sufficient to create, update and save basic documents
Skill in reading and understanding income statements, balance sheets, tax returns and other financial reports.
Skill in applying processes and procedures to factual data to make a logical decision
Skill in analyzing information to formulate logical and objective conclusions
Oral and written communication skills, sufficient to exchange information effectively with peers, supervisor and customers

Oklahoma AgCredit offers a competitive compensation and benefits package, including:

Competitive base pay with an incentive plan
401(k) Match 9% Maximum
Paid Vacation (15 days), Sick Leave (15 days) and Holidays (12 days)
Excellent medical, Dental, Vision, Life Insurance
Flexible Spending and Health Savings Accounts
Wellness program activities and rewards
Customer-Centric Environment
Opportunity to Give Back to Agriculture

Oklahoma AgCredit is an Equal Opportunity Employer dedicated to diversity in the workplace and offers a great work environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), national origin, age (40 or older), disability, genetic information or protected veteran status.

Important note: We care about your hiring process and take it seriously. A real person will review your application, meaning response timelines may vary. The interviewing process at Oklahoma AgCredit may include emails, texts, phone calls, and on-site interviews. We cannot personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit.

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FAQs About Credit Officer Jobs at Oklahoma AgCredit

What is the work location for this position at Oklahoma AgCredit?

This job at Oklahoma AgCredit is located in Edmond, OK, according to the details provided by the employer. Some roles may also include multiple work locations depending on the requirement.

What pay range can candidates expect for this role at Oklahoma AgCredit?

Employer has not shared pay details for this role.

What employment applies to this position at Oklahoma AgCredit?

Oklahoma AgCredit lists this role as a Full-time position.

What experience level is required for this role at Oklahoma AgCredit?

Oklahoma AgCredit is looking for a candidate with "Senior-level" experience level.

What is the process to apply for this position at Oklahoma AgCredit?

You can apply for this role at Oklahoma AgCredit either through Sonara's automated application system, which helps you submit applications 10X faster with minimal effort, or by applying manually using the direct link on the job page.