Credit Risk Manager – US Corporate and SME Clients (m/f/d)

PliantNew York, New York

Apply with Sonara

Automate your job search with Sonara.

Submit 10x as many applications with less effort than one manual application.¹

Reclaim your time by letting our AI handle the grunt work of job searching.

We continuously scan millions of openings to find your top matches.

Overview

Schedule

Full-time

Career level

Director

Remote

Option for remote

Benefits

Paid Vacation

Job Description

ABOUT US

Pliant is a European fintech specializing in B2B payment solutions. Our modular, API-first platform helps businesses streamline spending, improve cash flow, and integrate payments into their financial workflows. Designed for industries with complex payment needs, such as travel and fleet, Pliant enables greater efficiency, control, and profitability.

We serve two primary customer segments:

Companies looking to optimize operational processes through intuitive apps and APIs, gaining control, automation, and financial flexibility through extended credit lines.
Businesses such as financial software platforms, ERP providers, and banks that want to launch or enhance their credit card offerings using Pliant’s embedded finance and white-label solutions.

Founded in 2020 and headquartered in Berlin, Pliant supports over 4,000 businesses and more than 20 partners globally. As a licensed e-money institution (EMI), we issue credit cards in 11 currencies across more than 30 countries, helping companies streamline and simplify payments.

Learn more atwww.getpliant.com

ABOUT THE ROLE

As Credit Risk Manager you are responsible for credit risk assessment of our US and SME and corporate clients. In addition to case processing, you will be involved in continuously improving our standards, documentation and tech stack.

You will work closely with James, our CRO, and colleagues from Sales, Legal, Operations, Product, Data and Risk teams.

WHAT YOU’LL DO

Your daily tasks include:

Due diligence: Assess who our customers are, how and with whom they operate their business model, what their public and financial profiles are.
Underwriting: Analyze business and financial information of our customers (e.g., credit agency reports, financial statements, bank account statements), write up the key risks and mitigants and conclude.
Credit decision: Decide on limit requests of our customers within your delegated authority and help us build and maintain a performing loan book.
Innovation: You get to the heart of complex operational workflows and systems. You understand how to systematize business problems and design smart solutions. You will help us building scalable yet compliant straight-through processes, including the utilization of AI capabilities.
Communication: You are a facilitator and ensure a smooth and fact-based information flow between your colleagues. In doing so, you support the development of a culture of open dialogue, which is focused on mutual respect and the joint achievement of excellent results.

WHAT YOU’LL BRING

Minimum 4 years of operational experience in credit risk assessment for US corporate or SME customers from a bank or fintech.
Strong knowledge of accounting principles and industry-specific financial analysis. CFA or similar qualifications are a strong plus.
Analytical thinking, detail orientation and ability to quickly understand new problems and systems and work out solutions.
Experience with tools used for loan processing, credit decisioning, and BI, open banking or accounting.
Project management skills and demonstrated ability to design and steer complex projects end to end.
Determination and desire to work in a team to achieve high-quality results for our customers, even under stress.
Fluent English with very good writing skills. Other European languages are a plus.

WHAT WE OFFER

The opportunity to work in a growing team with big responsibilities that thrives on a strong exchange of knowledge and excellence
Attractive remuneration and benefits package
Flat hierarchy and transparent communication in a relaxed, professional atmosphere
Opportunity to develop your talent in a dynamic team with ambitious goals
Flexibility and possibility to work remotely
Pliant Card with monthly credit to explore the product and enjoy food with colleagues

Pliant is an equal opportunity employer. We welcome applications from people of all backgrounds, identities and abilities, and are committed to an inclusive hiring process. If you need any accommodations during the interview process, please let us know.

Automate your job search with Sonara.

Submit 10x as many applications with less effort than one manual application.

Apply with Sonara Apply manually

FAQs About Credit Risk Manager – US Corporate and SME Clients (m/f/d) Jobs at Pliant

What is the work location for this position at Pliant?

This job at Pliant is located in New York, New York, according to the details provided by the employer. Some roles may also include multiple work locations depending on the requirement.

What pay range can candidates expect for this role at Pliant?

Employer has not shared pay details for this role.

What employment applies to this position at Pliant?

Pliant lists this role as a Full-time position.

What experience level is required for this role at Pliant?

Pliant is looking for a candidate with "Director" experience level.

Does Pliant allow remote work for this role?

Yes, this position at Pliant supports remote work, giving candidates the flexibility to work outside the primary office location.

What benefits are offered by Pliant for this role?

Pliant offers Paid Vacation for this position. Actual benefits may vary depending on the employer's policies and employment terms.

What is the process to apply for this position at Pliant?

You can apply for this role at Pliant either through Sonara's automated application system, which helps you submit applications 10X faster with minimal effort, or by applying manually using the direct link on the job page.