Data Scientist

Since our founding, we have redefined how people approach small-dollar loans—delivering over $1 billion in funding to more than 1.5 million customers, issuing over 4 million loans, and saving our customers more than $650 million.

At Possible, we’re building a new type of consumer finance company; one that helps our customers stay out of debt rather than profit from their staying in it. We are a Public Benefit Corporation with the mission to help communities unlock economic mobility through affordable credit products crafted to improve financial health for generations. Join the team that’s making our goal a reality.

Team Introduction

Our data science team sits at the center of a growing company, building the models, tools, and analytical infrastructure that power how Possible makes decisions, monitors risk, and operates with rigor at scale. We are seeking a Data Scientist to work at the intersection of analytics, model governance, and internal tooling – growing our capacity to support the teams and systems that help Possible move fast and make good decisions.

The Role

You will own a structured framework to evaluate new data sources and modeling techniques. Your analyses will include clear assumptions that guide our data vendor budget and investment decisions. You will build out model monitoring and governance infrastructure — turning it from a reactive compliance exercise into a proactive utility. Working cross-functionally, you'll collaborate with internal teams to develop analytical tools and automations that ease bottlenecks. This enables other teams to access data independently and find answers without relying on advanced analytics repeatedly.

What You'll Bring

Must-Have

• 2–4 years of hands-on experience in data science or analytics
• Strong Python and SQL skills for analysis and automation
• Proven statistical foundation: you can frame a hypothesis, develop a meticulous test, and communicate results — including their limitations — to non-technical partners
• Strong data visualization skills
• A service mentality: you build things people actually use, you get happiness from unblocking others, and you know how to balance rigor with shipping

Preferred

• Background in consumer finance or credit risk
• Experience with model governance or model validation
• Experience with AI or LLM platforms in an applied context
• Track record supporting cross-functional teams with analytical work
• Testing or QA mentality — validating that what was built does what it should

Nice-to-Have

• Experience with dbt or Airflow
• Dashboard design and management experience

This is a hybrid position with a shared in-office schedule of Monday, Tuesday, and Thursday. Our office is centrally located in downtown Seattle.

The compensation range for this role is $161,000 to $175,000. In addition to base salary, We also offer significant stock options, comprehensive benefits, a bonus plan, commuter benefits, and an excellent office space with complimentary drinks and food options.

With the backing of our venture investors— Union Square Ventures, Canvas Ventures, Euclidean Capital, and Unlock Venture Partners — a dedicated following of hundreds of thousands of customers, and an extraordinary team, we are unwavering in our fight for financial fairness. As one of only a few FinTech Public Benefit Corporations, we’ve baked our dual dedication to building a profitable and socially impactful company into our charter; we only succeed when our customers do too. Give us a shout if you’d like to help us ship financial products that protect consumers from predatory lending practices and promote economic health.

Possible Finance is dedicated to financial fairness and community empowerment. We welcome diverse perspectives and experiences to help us achieve our mission of unlocking economic mobility for generations to come.

Learn more about us as a Public Benefit Company.