Director, Credit Risk Administration

First Western is seeking a Director, Credit Risk Administration to join our team!

Are you looking for a challenging and rewarding opportunity? First Western is seeking a passionate and experienced professional to join our team.

As a Director, Credit Risk Administration at First Western, you will play a vital role in helping high-net-worth clients achieve their financial goals. You will work closely with our Credit Administration team to deliver comprehensive solutions that exceed client expectations.

If you are passionate about providing exceptional service to clients and are looking for a challenging and rewarding opportunity, we encourage you to apply for this position today.

What You Will Do:

• Credit Risk Assessment and Measurement- Oversee risk models, credit scoring systems, and portfolio stress testing to ensure accurate risk evaluation and regulatory compliance.
• Regulatory Compliance and Audit Preparation- Maintain adherence to BASEL III, ICFR, and Reg B standards, and lead preparation for external audits and examinations.
• Risk Analytics and Monitoring- Track key risk indicators, covenant compliance, and portfolio performance, providing actionable insights and recommendations.
• DRR Implementation and Early Warning Systems- Refresh credit scores, monitor portfolio migration, and develop early warning processes to identify emerging risks.
• Loan Review Oversight- Direct the loan review process, including One-Up approvals and post-close memo reviews, to maintain credit quality.
• Problem Loan Management- Lead discussions and strategies for problem loans prior to workout, including migration analysis and forecasting.
• Risk Training and Team Leadership- Develop training programs to strengthen risk assessment and compliance, while managing and coaching a small team.

What You Bring:

• Credit risk management principles
• Regulatory frameworks (BASEL III, ICFR)
• Loan review and underwriting standards
• Portfolio stress testing and analytics
• Consumer and small business credit scoring
• Data analysis and interpretation
• Risk modeling and forecasting
• Audit preparation and compliance management
• Leadership and team development
• Strategic problem-solving and decision-making
• Identify emerging credit risks
• Communicate complex risk insights clearly
• Collaborate across lending and credit teams
• Develop early warning systems
• Drive process improvement and compliance

Education Level Education/Degree Details Required or Preferred

High School Diploma/ GED Required

Bachelor's Degree Required

Experience Length Experience Details Required or Preferred

10-15 years Progressive experience in credit risk management within banking or financial services. Experience with regulatory compliance frameworks and proven ability to lead loan review processes, problem loan management and risk analytics reporting. Required

0-3 years Management of Teams Preferred

What You Receive:

At First Western, we pride ourselves on our culture of innovation, teamwork, and continuous learning. We are committed to providing our employees with the tools and resources they need to succeed, including ongoing training and development, a competitive compensation package, and a comprehensive benefits program.

Pay Range: $134,000 - $228,000/YR

Job Classification: Full-Time Exempt

• Actual offer will be based on experience, location, education, and/or skills*
• Strong Bonus Potential
• 401(k) Plan with Match
• Paid Parking/Transportation Benefits
• Access to Training & Professional Development Programs
• Sponsorship for Obtaining Professional Certifications
• Flex Spending Accounts
• Health Savings Account
• Health & Wellness Benefits
• Paid Time-Off+ Bank Holidays

Applications should be submitted for consideration no later than 03/31/2026.

Interested in learning more and seeing how we connect? Visit us today at: https://myfw.com/careers/

Questions? Contact us at Talent.Management@myfw.com

First Western Financial, Inc. is proud to be an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive and safe environment for all employees. We are fully committed to achieving a diverse workforce by hiring, developing, and retaining talented people from different backgrounds, experiences, abilities, and perspectives. Individuals from all backgrounds, including non-traditional backgrounds, historically marginalized, or underrepresented groups are strongly encouraged to apply.

First Western Financial, Inc. is committed to the full inclusion of all qualified individuals. In keeping with our commitment, First Western Financial, Inc. will take the steps to assure that people with disabilities are provided reasonable accommodations. Accordingly, if reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the position, and/or to receive all other benefits and privileges of employment, please contact Talent.Management@myfw.com.