Lead Solutions Architect

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

Position Overview

Responsible for defining and guiding end-to-end technology solutions that align with business strategy, regulatory requirements, and enterprise architecture direction. This role partners closely with business, product, and engineering leaders to design scalable, secure, and resilient architectures that support core banking operations, digital transformation, and customer experience initiatives.

Core Responsibilities

• Design and evolve enterprise-grade architectures for banking platforms, including core banking, payments, and digital channels
• Act as a strategic bridge between business objectives and technology execution
• Evaluate and recommend technologies, platforms, and integration approaches aligned to enterprise standards
• Ensure compliance with banking regulations, data privacy laws, and security standards
• Provide architectural leadership and guidance throughout solution delivery
• Communicate architecture decisions clearly through diagrams, documentation, and executive-ready presentations
• Support the evolution of end-to-end data architectures, including domain-aligned data products, shared data services, and analytical platforms

Top Technical Requirements

• Architecture Design

Expertise in designing scalable, secure, and high-performance architectures for banking systems

Strong proficiency in microservices-based architectures, event-driven systems, and API-first design

Ability to define architectural standards, patterns, and guardrails that enable consistency across teams while supporting innovation

• Cloud Technologies

Hands-on experience with cloud platforms such as AWS, Azure, or Google Cloud

Strong understanding of cloud-native services, containerization, Kubernetes, and serverless architectures

Ability to design hybrid and multi-cloud solutions that meet security, resiliency, and regulatory requirements

• Integration and Middleware

Experience designing enterprise integration strategies across legacy and modern platforms

Proficiency with API management, messaging, and middleware technologies such as Kafka, MuleSoft, or IBM MQ

Strong understanding of synchronous and asynchronous integration patterns and service orchestration

• Data Management

• Design and govern end‑to‑end data architectures across transactional, operational, and analytical systems.

• Strong knowledge of data architecture principles spanning relational, NoSQL, and cloud‑native data stores.

• Experience designing architectures that enable multi‑cloud data interoperability, supporting seamless data sharing and integration across platforms such as Azure, AWS, and Snowflake while minimizing data duplication and lock‑in.

• Deep understanding of data modeling techniques (conceptual, logical, and physical), including canonical models and domain‑specific data models.

• Experience with data warehousing, ETL/ELT processes, lakehouse patterns, and large‑scale analytical platforms.

• Ability to define and govern domain‑aligned data products and data contracts, enabling discoverability, reuse, and trusted consumption across business domains.

• Partner with enterprise data governance teams to incorporate metadata, lineage, data quality, and access controls into solution and platform designs.

• Artificial Intelligence and Intelligent Solutions

Understanding of AI and ML capabilities applicable to banking use cases such as customer insights, financial guidance, fraud detection, and operational efficiency

Ability to evaluate AI-driven solutions and integrate them responsibly into enterprise architectures

Strong focus on scalability, explainability, security, and regulatory compliance for AI-enabled systems

Additional Skills and Competencies

• Security, Risk, and Compliance

Strong understanding of security principles, encryption, authentication, and data protection mechanisms

Ability to design solutions compliant with regulatory frameworks such as PCI DSS, GDPR, and SOX

• Technology Evaluation and Modernization

Experience leading modernization initiatives, including cloud migration and legacy platform integration

Ability to assess third-party platforms, APIs, and vendor solutions against business and architectural criteria

• Technical and Organizational Leadership

Provide architectural guidance during implementation and design phases

Mentor engineering teams and promote best practices across the organization

Operate effectively in a fast-paced, highly regulated environment

• Documentation and Communication

Create clear architectural diagrams, solution designs, and technical documentation

Communicate complex technical concepts to business leaders and non-technical stakeholders with clarity and confidence

Education and Experience

• Preferably a Bachelor's or Master's degree in Computer Science, Information Technology, or a related field
• Proven experience in solution or enterprise architecture within banking or financial services
• Strong analytical, problem-solving, and stakeholder engagement skills
• This role requires working from a U.S. Bank location three (3) or more days per week.*

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $139,230.00 - $163,800.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.