Mortgage Finance - Data and Structuring Analyst

Associate –Data Analyst / Data ScientistMortgage Financing & Structuring

The Residential Mortgage Finance Team sits within the Fixed Income Division and is responsible for providing structured financing solutions secured by U.S. residential mortgage collateral. The team works closely with originators, aggregators, servicers, and institutional investors to design, price, and execute complex financing facilities and securitization transactions.We are seeking an Analyst or Associate level Data Analyst / Data Scientist with a strong technical background and a clear interest in learning RMBS structuring and structured finance. This role is designed as a technical entry point into the structuring function, offering direct exposure to transaction mechanics, collateral analysis, and deal execution, with a long-term pathway into a full structuring or banking role.This is a hands-on, analytical position intended for Data professional who is comfortable owning complex datasets, building scalable analytics, and partnering closely with structurers and bankers on live transactions.

Role & ResponsibilitiesWorking alongside RMBS structurers and financing bankers, leading the analytical and data-driven aspects of the business, including:

Designing and maintaining databases for large-scale residential mortgage loan-level data, collateral tapes, and performance history 

Building pricing, cash-flow, and risk analytics to support financing facilities, securitizations, and portfolio monitoring 

Supporting transaction structuring, including collateral stratification, scenario analysis, and stress testing 

Developing automated reporting and risk dashboards for internal stakeholders and senior management 

Implementing process automation to improve efficiency across data ingestion, validation, modeling, and reporting workflows 

Partnering cross-functionally with structurers, traders, risk, operations, and technology teams to enable data-driven decision making 

Contributing to the continuous evolution of the team’s analytical infrastructure, tools, and methodologies Technical Skill Set (Core Requirements)This role requires strong, demonstrable coding and data expertise:

Proficiency in Python for data analysis, modeling, and automation 

Experience with SQL and database design (relational and/or NoSQL) 

Experience working with large, complex datasets in a production environment 

Familiarity with analytics and visualization tools such as Tableau, Power BI, Looker, or equivalent 

Solid understanding of data modeling, analytics engineering, and data architecture concepts Experience & Background

1–5 years of professional experience in data analytics, data science, analytics engineering, or a closely related technical role 

Prior exposure to financial services, capital markets, risk analytics, pricing analytics, or structured products preferred 

Demonstrated ability to translate raw data into actionable insights for business stakeholders 

Intellectual curiosity and a strong desire to learn structured finance, RMBS, and transaction structuring 

Profile of the Ideal Candidate

A programmer first, with finance as the domain to be mastered 

Comfortable operating in a deal-driven, fast-paced environment 

Detail-oriented, analytical, and capable of managing multiple concurrent initiatives 

Motivated by depth of understanding and long-term growth into a structuring or banking role 

Why This RoleThis position offers a rare opportunity to apply advanced analytics and data science in a high-impact structured finance environment, work directly with structurers and bankers on live RMBS transactions, and build a long-term career path from technical expert to structurer or financing banker.

The expected base salary ranges from $110,000- $150,000. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications and licenses obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus.

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Other requirements

Mizuho has in place a hybrid working program, with varying opportunities for remote work depending on the nature of the role, needs of your department, as well as local laws and regulatory obligations. Roles in some of our departments have greater in-office requirements that will be communicated to you as part of the recruitment process.

Company Overview

Mizuho Financial Group, Inc. is the 15th largest bank in the world as measured by total assets of ~$2 trillion. Mizuho's 60,000 employees worldwide offer comprehensive financial services to clients in 35 countries and 800 offices throughout the Americas, EMEA and Asia. Mizuho Americas is a leading provider of corporate and investment banking services to clients in the US, Canada, and Latin America. Through its acquisition of Greenhill​, Mizuho provides M&A, restructuring and private capital advisory capabilities across Americas, Europe and Asia. Mizuho Americas employs approximately 3,500 professionals, and its capabilities span corporate and investment banking, capital markets, equity and fixed income sales & trading, derivatives, FX, custody and research. Visit www.mizuhoamericas.com.​​

Mizuho Americas offers a competitive total rewards package.

We are an EEO/AA Employer - M/F/Disability/Veteran.

We participate in the E-Verify program.

We maintain a drug-free workplace and reserve the right to require pre- and post-hire drug testing as permitted by applicable law.