Mortgage Loan Closer/Post Closer

Description

Mortgage Loan Closer/Post Closer

Kokomo Square

Pay rate: $19.50-$22.50/hr (depending on experience)

About First Farmers Bank & Trust

First Farmers Bank & Trust has been proudly serving families, farms, and businesses since 1885, building relationships rooted in trust and community. With over 140 years of experience, we've grown to become one of the largest community banks in Indiana and Illinois, offering a full range of financial services-from personal and business banking to agricultural lending and mortgage solutions.

Our mission is simple: deliver personalized financial services while fostering strong relationships that help our communities thrive. We believe in combining today's digital banking convenience with the traditional values of integrity, perseverance, and customer care.

With 37 branches in Indiana and Illinois, we remain deeply committed to the communities we serve. Through initiatives like financial education programs, scholarships, volunteerism, and local partnerships, we invest in what matters most-people.

At First Farmers, we also invest in our employees. We offer competitive benefits, opportunities for professional growth, and a culture that values collaboration and community engagement. When you join our team, you're not just starting a job-you're joining a company built on heart and grit.

POSITION SUMMARY:

Provides support for our loan processing system. Performs variety of clerical duties requiring knowledge of departmental procedures. Assembles and verifies loan documents for accuracy. Maintains and prepares files on each loan and ensures that information is complete and accurate. Scanning & tear down of closed mortgage files. Post-Closing of files including preparing tickets, tracking of documents, paid notes, etc.

Key Responsibilities

• Prepare documents needed to close any type of mortgage (Secondary Market, Equilines, Construction and Lot Loans) and coordinate with title companies to send out mortgage packages
• Post Close various loans prepared by running tickets and payoffs, mail invoices, order checks, follow up tracking and upload for document storage
• Track recorded documents and final title policies
• Collect, file, and pay for HELP Affidavits through Robert Steele
• All other job duties as assigned
• The company reserves the right to modify duties and responsibilities over time as needed.

Requirements

Minimum Qualifications

• Must have a high school diploma

Preferred Qualifications

• Previous loan processing or closing with general knowledge of Government Loans
• Strong working knowledge of lending policies, procedures and documentation requirements Knowledge of Government Loans

Skills

• Attention to detail
• Must possess good computer and time management skills
• Must have good communication skills and the ability to work with all personnel
• Must have strong attention to detail
• Has the ability to achieve profit, growth and customer service objectives within Bank Policy guidelines

Work Environment

• Primarily office or branch-based environment with standard business hours. Occasional travel to other branch locations or community events may be required
• Daily extended use of banking software, secure digital platforms, and standard office equipment
• Repetitive hand and arm movements
• Ability to sit or stand for extended periods of time
• Ability to lift up to 55 pounds as needed

Benefits Overview:

At First Farmers Bank & Trust, we offer a comprehensive benefits package designed to support your health, financial well-being, and work-life balance:

Health & Wellness

• Medical Insurance (eligible on date of hire) with options for High Deductible Health Plan (HDHP) and Co-Pay Plan
• Vision Coverage
• Dental Coverage
• Prescription Plan
• Wellness Incentive - earn up to $25 per pay period toward premium reduction

Financial Security

• Life & Accidental Death & Dismemberment Insurance- 100% employer-paid
• Short & Long-Term Disability Insurance- 100% employer-paid
• 401(k) Plan
• Profit Sharing Stock Option
• Health Savings Account (HSA) contributions for HDHP participants

Paid Time Off

• Vacation time
• Sick Time
• Personal Day
• 11 Paid Holidays
• Paid Bereavement

Additional Benefits

• Paid time to volunteer (when representing FFBT and supervisor approved)
• Voluntary Donated PTO Program
• Employee Assistance Program
• Travel Assistance Program
• Educational Assistance Program
• Corporate Discounts
• Employee Referral Program
• Stock Purchase Loan Option
• Retirement Plan Counseling
• Wellness Program
• Gym Reimbursement
• Employee Quarterly Recognition Program
• AFLAC supplemental benefits
• Cincinnati Life supplemental coverage
• Family Medical Leave
• Paid Bereavement Leave
• Maternity Leave Policy