Mortgage Loan Processor-Norway Office

U.P. State Credit UnionKingsford, MI

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Overview

Remote

On-site

Job Description

Join our Team at U.P. State Credit Union: Where Your Skills will Help Members Get the Keys to Their New Home.

Benefit package that offers a work/life balance including: 401(k) with 10% employer contribution, longevity bonus, health insurance, life insurance, PTO, VTO, and a generous holiday schedule.

U.P. State Credit Union is seeking a detailoriented and motivated Mortgage Loan Processor to support our Mortgage Loan Officers and manage loan applications from submission to approval. This role ensures all documentation is accurate, complete, and compliant with regulations while maintaining a professional environment and protecting confidential member information with integrity.

Responsibilities include but are not limited to:

· Collect, organize, and review necessary documents (tax returns, bank statements, pay stubs) to prepare loan packages.

· Assist the Mortgage Loan Officers in communicating with borrowers by answering questions, providing status updates, and requesting additional information.

· Review applicant credit history, employment details, and financial standing to ensure accuracy.

· Prepare Loan Reviews for Credit Committee to approve or deny real-estate loans (including second mortgages) based on delegated policy; provide formal explanations for any denials.

· Request and perform preliminary reviews on flood certifications, title reports, hazard binders, and appraisals.

· Prepare mortgage loan document packages for closing.

· Research and resolve all items in the closing package to ensure the process is on-time, accurate, and complete.

· Book mortgages either on CU*Answers or prepare submission packet for Midwest Loan Services.

· On all Freddie Mac mortgages complete the selling accounting and attach the loan to Freddie Mac Rate Lock.

· Coordinate with title companies, borrowers, and MLO’s to schedule closings.

· Ensure completeness and accuracy of paper and electronic mortgage files.

· Maintain escrow accounts. Track and pay real-estate taxes and insurance premiums as they are due. Prepare, review and send escrow analysis statements annually.

· Maintain accurate, ongoing records of insurance and taxes for all real-estate loans and documenting final documents such as recorded mortgages and final title policy.

· Monitor delinquent real-estate loans and take necessary action to mitigate risk.

Qualifications:

Good organizational skills with keen attention to detail.
Able to communicate clearly both verbally and in writing.
Understanding of lending guidelines.
Excellent mathematical and statistical aptitude.
Three years of experience in mortgage processing or similar training is preferred.

This position will remain open until it is filled.

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FAQs About Mortgage Loan Processor-Norway Office Jobs at U.P. State Credit Union

What is the work location for this position at U.P. State Credit Union?

This job at U.P. State Credit Union is located in Kingsford, MI, according to the details provided by the employer. Some roles may also include multiple work locations depending on the requirement.

What pay range can candidates expect for this role at U.P. State Credit Union?

Employer has not shared pay details for this role.

What employment applies to this position at U.P. State Credit Union?

The employer has not provided this information. This may be discussed during the hiring process.

What is the process to apply for this position at U.P. State Credit Union?

You can apply for this role at U.P. State Credit Union either through Sonara's automated application system, which helps you submit applications 10X faster with minimal effort, or by applying manually using the direct link on the job page.