Residential & Consumer Lender

First BankFort Myers, FL

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Overview

Schedule

Full-time

Career level

Entry-level

Benefits

Paid Community Service Time

Job Description

Description

Summary: This position is responsible for originating mortgage loans, developing new business, underwriting, structuring and closing loans. Represents First Bank in the local community through active participation in community and participates in marketing all of the Bank's products and services.

Reports to: Senior Vice President and Senior Lender

Essential Duties and Responsibilities:

Follows and incorporates First Bank's Core Values.
Actively solicits mortgage loans. Develops and underwrites new construction, interim and permanent mortgage financing requests for new and existing customers.
Informs customers of financial institution's underwriting guidelines and applicable government regulations.
Personally interviews all loan applicants.
Completes loan application and all pre-processing functions in a timely manner to ensure good-faith estimate is mailed within the requested three-business-day period.
Screens loan requests based on Bank's policies and types of loans offered by First Bank.
Reviews appraisals, credit reports, background checks, reference checks and other information as needed on residential loan applicants.
Reviews new legislation and regulations that may affect the Bank's residential lending policies.
Ensures compliance with new rules and regulations by advising senior officers and implementing appropriate changes.
Communicates approvals or denials to borrowers, real estate agents or builders.
Distributes market data, rate flyers and general loan information to the real estate community as directed.
Actively participates in local business and community activities and maintains close contact with local builders, real estate brokers and agents, customers and prospects.
Schedules appointments and personally answers incoming phone calls.
Maintains regular and reliable attendance.

Requirements

Qualifications/Requirements:

Requires good sales, organizational, managerial and interpersonal skills.
Requires good oral and written communication skills to be able to promote the Bank's loan programs and policies.
Good sales, organizational, managerial and interpersonal skills.
Ability to work with all levels of management.
Ability to comprehend training materials, Bank communications and related loan manuals.
Ability to learn and follow Bank policies regarding the lending process.
Proficient in use of computer programs.

Education/Training/Experience:

Bachelor's degree in business, finance or economics.
One to two years experience in a financial institution or loan officer setting.

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FAQs About Residential & Consumer Lender Jobs at First Bank

What is the work location for this position at First Bank?

This job at First Bank is located in Fort Myers, FL, according to the details provided by the employer. Some roles may also include multiple work locations depending on the requirement.

What pay range can candidates expect for this role at First Bank?

Employer has not shared pay details for this role.

What employment applies to this position at First Bank?

First Bank lists this role as a Full-time position.

What experience level is required for this role at First Bank?

First Bank is looking for a candidate with "Entry-level" experience level.

What benefits are offered by First Bank for this role?

First Bank offers Paid Community Service Time for this position. Actual benefits may vary depending on the employer's policies and employment terms.

What is the process to apply for this position at First Bank?

You can apply for this role at First Bank either through Sonara's automated application system, which helps you submit applications 10X faster with minimal effort, or by applying manually using the direct link on the job page.