Risk Analyst I

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Risk Analyst I – Exposure Management

About Everest

Everest is a global leader in risk management, built on a rich 50+ year heritage of helping businesses survive and thrive while enabling economies to function and flourish. We are underwriters of risk, growth, progress, and opportunity.

Our global team is focused on disciplined capital allocation and long-term value creation for all stakeholders. We care deeply about the impact we have on our communities, our clients, and the world around us.

Job Summary

The Exposure Management Risk Analyst will support the Group Exposure Management and Enterprise Risk Management (ERM) teams by assisting with the analysis, aggregation, and reporting of exposure data across key risk classes, including Aviation, Cyber, Energy, Marine, Natural Catastrophe, Terrorism, and Credit/Surety risks.

This role supports ongoing risk monitoring, modeling, and regulatory reporting activities, contributing to the effective management of aggregate exposures in alignment with the Company's risk appetite and strategic objectives.

The position offers exposure to a global, multi-line portfolio within a collaborative and growing environment. The successful candidate will gain hands-on experience with exposure management analytics, catastrophe modeling tools, and data-driven risk assessment while partnering closely with senior risk leaders across natural catastrophe, specialty lines, and enterprise risk functions.

This is a hybrid position based in either Toronto, ON or Warren, NJ, requiring 3 days in the office and 2 days remote each week.

Responsibilities

• Prepare, consolidate, validate, and analyze exposure data across Insurance and Reinsurance portfolios.
• Develop reports, presentations, and management summaries for internal stakeholders and regulatory reporting requirements.
• Support accumulation and exposure analyses across Property, Terrorism, Aviation, Cyber, and Workers’ Compensation portfolios using catastrophe modeling tools as part of enterprise-wide risk assessments.
• Support Credit and Surety accumulation monitoring processes, including data preparation, validation, and review of aggregation results.
• Maintain and enhance dashboards, reporting tools, and analytical processes used for ongoing exposure monitoring and risk reporting.
• Collaborate with Exposure Management, ERM, Underwriting, and other internal stakeholders to analyze, interpret, and communicate risk insights effectively.
• Participate in ad hoc analytical projects aimed at strengthening Exposure Management and ERM methodologies, capabilities, and reporting processes.

Required Qualifications

• Bachelor’s degree in Risk Management, Actuarial Science, Finance, Economics, Mathematics, Statistics, Data Analytics, Engineering, or a related quantitative discipline.
• 1-3 years of experience in risk management, exposure management, insurance analytics, catastrophe modeling, or a related field.
• Strong understanding of multi-line exposure management across key insurance and reinsurance risk classes.
• Demonstrated ability to prioritize multiple assignments and meet deadlines in a fast-paced environment.
• Strong analytical and critical thinking skills, with the ability to assess data quality and independently resolve issues.
• Ability to translate complex analytical results into clear, actionable insights for underwriting, ERM, and senior leadership stakeholders.
• Proficiency in Microsoft Excel, Word, and PowerPoint.
• Working knowledge of SQL and/or Python; experience with additional programming languages is a plus.
• Excellent written, verbal, and presentation skills.

Preferred Qualifications

• Experience with catastrophe modeling platforms such as Moody’s RMS or Verisk AIR.
• Experience with portfolio accumulation management, exposure analytics, or enterprise risk management.
• Knowledge of insurance and reinsurance products across property and specialty lines.

Compensation & Benefits

The base salary range for this position is $57,000–$98,000 annually. Compensation will be determined based on factors including education, experience, qualifications, and work location.

Everest offers a comprehensive benefits package, including:

• Medical, dental, and vision insurance
• Employee wellness programs
• Life and disability insurance
• 401(k) with company match
• Retirement savings plans
• Paid holidays
• Paid time off (PTO)

What if I don’t meet every requirement? At Everest we are dedicated to building an inclusive and authentic workplace. So, if you are excited about this role but your past experience doesn’t align perfectly with every element in the job description, we still encourage you to apply. You may be just the right candidate for this or other roles. Please let us know if you need any accommodations throughout the application or interview process.

Our Culture

At Everest, our purpose is to provide the world with protection. We help clients and businesses thrive, fuel global economies, and create sustainable value for our colleagues, shareholders and the communities that we serve. We also pride ourselves on having a unique and inclusive culture which is driven by a unified set of values and behaviors. Click hereto learn more about our culture. 

• Our Values are the guiding principles that inform our decisions, actions and behaviors. They are an expression of our culture and an integral part of how we work: Talent. Thoughtful assumption of risk. Execution. Efficiency. Humility. Leadership. Collaboration. Inclusion and Belonging.
• Our Colleague Behaviors define how we operate and interact with each other no matter our location, level or function: Respect everyone. Pursue better. Lead by example. Own our outcomes. Win together.  

All colleagues are held accountable to upholding and supporting our values and behaviors across the company. This includes day to day interactions with fellow colleagues, and the global communities we serve. 

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Everest is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion or creed, sex (including pregnancy), sexual orientation, gender identity or expression, national origin or ancestry, citizenship, genetics, physical or mental disability, age, marital status, civil union status, family or parental status, veteran status, or any other characteristic protected by law. As part of this commitment, Everest will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact Everest Benefits at everestbenefits@everestglobal.com.

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