Senior Analyst, Financial Crime Compliance

Company Description

We're Checkout.com - you might not know our name, but companies like eBay, ASOS, Klarna, Uber Eats, and Sony do. That moment when you check out online? We make it happen.

Checkout.com is where the world checks out. Our global network powers billions of transactions every year, making money move without making a fuss. We spent years perfecting a service most people will never notice. Because when digital payments just work, businesses grow, customers stay, and no one stops to think about why.

With 19 offices spanning six continents, we feel at home everywhere - but London is our HQ. Wherever our people work their magic, they're fast-moving, performance-obsessed, and driven by being better every day. Ideal. Because a role here isn't just another job; it's a career-defining opportunity to build the future of fintech.

Job Description

We're Checkout.com - you might not know our name, but companies like eBay, ASOS, Klarna, Uber Eats, and Sony do. That moment when you check out online? We make it happen.

With 19 offices spanning six continents, we feel at home everywhere - but London is our HQ. Wherever our people work their magic, they're fast-moving, performance-obsessed, and driven by being better every day. Ideal. Because a role here isn't just another job; it's a career-defining opportunity to build the future of fintech.

The Financial Crime Compliance team is the engine ensuring we grow safely. We are looking for an ambitious Compliance Analyst to navigate the complexities of AML, CTF, and sanctions in a real-time payments environment.

Key Responsibilities

• Enhanced Due Diligence (EDD): Lead deep-dive investigations into high-risk corporate entities and complex ownership structures (UBOs).

• SARs/STRs Management: Identify suspicious patterns and draft high-quality Suspicious Activity Reports (Déclarations de Soupçon) for submission to TRACFIN.

• Regulatory Advisory: Act as a subject matter expert on French AML/CFT laws (Monetary and Financial Code) and help the MLRO translate these into scalable operational processes.

• Transaction Monitoring: Analyze real-time alerts and historical data to identify emerging financial crime trends.

• Process Optimization: Don't just follow the manual-help write it. You'll identify gaps in our automated screening and monitoring tools and propose data-driven solutions.

• Audit & Liaison: Support the MLRO during regulatory onsite inspections or internal audits, providing clear rationales for risk-based decisions.

Qualifications

• Experience: 5+ years in Financial Crime, AML, or Compliance, ideally within a FinTech, Payment Service Provider (PSP), or a high-volume Tier 1 bank.

• Local Expertise: Deep understanding of the French regulatory landscape (ACPR, TRACFIN) and the 5th/6th Anti-Money Laundering Directives.

• The "Investigator" Mindset: You enjoy "following the money" and have a proven ability to synthesize complex data into clear, actionable risk assessments.

• Tech-Savvy: Comfortable working with SQL, Python, or advanced data visualization tools (Looker/Tableau) to hunt for anomalies.

• Communication: Fluent in French and English. You can explain a complex regulatory requirement to a Product Manager just as easily as you can to a Regulator.

• Certifications: CAMS or ICA International Diploma is highly preferred.

Bring all of you to work

We create the conditions for high performers to thrive - through real ownership, fewer blockers, and work that makes a difference from day one.

Here, you'll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It's a place where ambition gets met with opportunity - and where your growth is in your hands.

We work as one team, and we back each other to succeed. So whatever your background or identity, if you're ready to grow and make a difference, you'll be right at home here.

It's important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable.

Life at Checkout.com

We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection.

Curious about what it's like to be part of our team? Visit our Careers Page to learn more about our culture, open roles, and what drives us.

For a closer look at daily life at Checkout.com, follow us on LinkedIn and Instagram