Senior Associate, Risk Management

Axos Bank

Target Range:

$70,304.00/Yr. - $100,000.00/Yr.

Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Eligible for an Annual Discretionary Cash Bonus Target: 7.5%Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 7.5%

These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job

The Senior Associate, Risk Management supports the First Line of Defense risk management program for Commercial Banking. This role performs core risk management activities aligned with the Commercial Banking Risk Manager function, including risk identification, assessment, monitoring, reporting, and issue management. The Senior Associate, Risk Management is an individual contributor who partners closely with business teams and 2LOD and 3LOD stakeholders to strengthen the control environment and promote a strong risk culture.

Responsibilities:

• Execute essential risk program activities for Commercial Banking, including:
  • Risk and Control Self-Assessments (RCSAs)
  • Measure/Monitor Key Risk Indicators (KRIs) and Key Performance Indicators (KPIs)
  • Issue management and remediation tracking
  • Operational risk events and loss reporting
• Provide thoughtful risk and control insights to Commercial Banking business partners, helping to identify practical risk mitigation solutions
• Support the preparation and ongoing enhancement of the monthly Commercial Banking Risk Report, including data analysis, narrative development, and visual presentation of key trends
• Coordinate and submit operational risk event reports into the Archer platform in a timely and accurate manner
• Assist with the annual refresh and ongoing monitoring of Commercial Banking KRIs and KPIs, including limit monitoring and threshold breaches
• Prepare Risk Appetite Statement (RAS), KRI, and KPI limit excess summary reports for submission and escalation
• Support the RCSA lifecycle for Commercial Banking by performing and documenting a thorough assessment of the business’ risks, controls, and open issues
• Monitor and report on coming‑due and past‑due issues to promote timely remediation and closure
• Collaborate with 2LOD and 3LOD partners (Risk, Compliance, Audit) to support examinations, audits, and control enhancement initiatives.
• Perform transaction and control testing as a function of quality assurance, prior to audits or exams
• Contribute to the development and reinforcement of a strong risk culture within the1LOD through education, engagement, and control awareness.
• Serve as a liaison between the business and internal partners for risk management, compliance activities, regulatory relations, and audit requests
• Facilitate audit and regulatory examination activities by coordinating responses, evidence collection, and issue tracking

Qualifications:

• Bachelor’s degree in Accounting, Finance, Business Administration, Economics, or a related field
• 2-3+ years of relevant experience in audit, operational risk, enterprise risk management, commercial banking, or a related financial services discipline
• Demonstrated ability to analyze data, identify trends, and translate complex risk concepts into clear, actionable insights
• Strong written and verbal communication skills, with experience preparing reports and presentations for management audiences
• High attention to detail, strong organizational skills, and the ability to manage multiple priorities and deadlines
• Proficiency in Microsoft Office (Excel, PowerPoint, Word); experience with data visualization tools is a plus

Axos Employee Benefits May Include:

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Learn more about working at Axos

Pre-Employment Background Check and Drug Test:

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Equal Employment Opportunity:

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Job Functions and Work Environment:

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.

The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.

E-Verify and Right to Work Notices

Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.

IER Right to Work Poster (English/Spanish)

E-Verify Participation Poster (English/Spanish)