Senior Broker - Real Estate
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Overview
Job Description
Role: Senior Broker - Real Estate
Location: New York, New York
Who are we?
Howden is a collective – a group of talented and passionate people all around the world. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limitsmind-set, and our strength lies in our ability to collaborate as a powerful international teamcomprisedof20,000 employeesspanning over 100 countries.
Our people are our biggest asset as well as our largest shareholder group and are everything that makes us unique; our inclusive culture, the quality service we offer our clients, and our continued growth, all come from ourpeople-firstapproach.There’sno such thing as individual success. We all need to play our part, contributing our skills and experience to make a true difference.That’sHowden.
Why work at Howden?
We have always been employee-owned and driven by entrepreneurial spirit. Right from the beginning,we'vefocused on employing talented individuals and empowering them to make a real difference to the company, whilst building successful and fulfilling careers at the same time. Simply put, we hire talented specialists and give them what they need to make a difference for clients. Always have, always will.
People join Howden for manydifferent reasons, but they stay for the same one: our culture.It’swhat sets us apart, and the reason our employees have been turning down disappointedhead- huntersfor years. Whatever your priorities – work/life balance, career progression, sustainability, volunteering –you’llfind like-minded people driving change at Howden.
What is the role?
We areseekingan experienced and highly driven Senior Broker – Real Estate Casualty to lead and expand casualty placements for a diverse portfolio of New York based real estate clients. Thissenior levelrole demands deep technicalexpertise, strong market relationships, and the ability to craft strategic risk solutions across complex property and casualty exposures.This mid-to-senior level role requires solid technical knowledge, strong market awareness, and the ability to collaborate effectively across teams to deliver high‑quality broking solutions.
What will you be doing?
Leadbrokingefforts for real estate casualty accounts, acting as the primary broker and client contact.
Manage and run accounts independently, ensuring seamless service delivery and strategic oversight.
Develop comprehensive insurance submissions, collaborating with support teams to ensure accuracy and completeness.
Conduct loss analyticstoidentifytrends, root causes, and cost drivers across client portfolios.
Negotiate insurance programs with carriers tosecureoptimalcoverage, pricing, and terms.
Recommend best-in-class coverage structures, tailored to sophisticated real estate risk profiles.
Specialize in real estate casualty riskand complex risk management needs.
Pitch and respond to RFPs, crafting tailored proposals thatshowcasebrokingexpertise, market access, and value-added services.
Leverage deep understanding of real estate operationsandexposures.
Maintain flexibility to work across varying account sizes and complexities, including non-real estate accounts when needed.
Mentor junior brokers, sharingexpertiseand guiding their development in real estate casualty.
Work closely with internal teams (account managers, analysts, legal advisors) to deliver cohesive client solutions.
Support submission preparation, ensuring all documentation meetsunderwritingstandards and client expectations.
What are we looking for?
Qualifications:
5–16 years of casualty broking experience, with a clear concentration in real estate accounts andproperty focusedrisk profiles.
Proven ability to independently manage and lead complex real estate casualty programs, including large portfolios, development projects, andlaw sensitiveexposures.
Strong technicalexpertisein coverage structures, program design, market negotiation, and placement strategy within the real estate sector.
Demonstrated competence in building and presenting submissions, navigating underwriting requirements, and driving renewal outcomes with minimal oversight.
Experience pitching and responding to RFPs, with the ability to articulate value propositions and differentiatebroking capabilities.
Strong understanding of real estaterisk,contractual risk transfer, and sophisticated risk management frameworks.
Excellent communication, presentation,and organizational skills, with the ability to manage competing priorities in afast-pacedenvironment.
Compensation and Benefits
The expected base salary range for this role is $175,000- $275,000; actual base salary will bedeterminedbased on factors including candidate experience and work location. This role is classified as non-exempt under the Fair Labor Standards Act (FLSA).
In addition to a competitive base salary, employees are eligible to receive a discretionary bonus. Howden also offers a variety of benefits and programs, subject to eligibility, including:
Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts
401(k) retirement plan
Flexible Paid Time Off and paid parental leave
Life and Disability insurance
Our sustainability promise
We’reon a life-long journey to become an ever-more sustainable group.It'sa commitment to taking care of our people and the world we live in, to doing good business, and to making a positive impact wherever we can. Our governance processes, company policies, and review systems are all geared towards our goal of making a positive impactinthe world. You can read more about our sustainability workhere.
What do we offer in return?
A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:
Our successes have all come from someone brave enough to try something new
We support each other in the small everyday moments and the bigger challenges
We are determined to make a positive difference at work and beyond
Reasonable adjustments
We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.
If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.
*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.
Automate your job search with Sonara.
Submit 10x as many applications with less effort than one manual application.