Senior Credit Analyst

Cape Cod Five Cents SavingsLeominster, MA

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Overview

Schedule

Full-time

Career level

Senior-level

Benefits

Career Development

Job Description

Salary Grade : 17

SUMMARY:

Work independently to identify potential credit risks associated with new and existing commercial borrowers through the financial analysis process and works collaboratively with the Commercial Lenders to mitigate these risks.

ESSENTIAL JOB FUNCTIONS & RESPONSIBILITIES:

Credit Analysis

Works collaboratively with the commercial lenders to provide an independent analysis of commercial borrowers in the identification and mitigation of potential credit risks; this process involves but is not limited to a thorough financial analysis, projecting cash flow and collateral evaluations
Provides independent input in the process of risk rating commercial borrowers
Mentors and assists the training of less experienced credit analysts and commercial lending trainees in statement spreading and other credit administrative duties
Responsible for annual review date tracking for commercial customers
Distribute reviews to lenders and monitor follow up needed based on results of assessment of the third party loan review vendor
Responsible for accurately completing credit analysis with basic to average levels of complexity

Credit Administration Duties

Assists in the compilation of various reports for Loan Committee and the weekly distribution of the Loan Committee packages as needed
Other duties as assigned

QUALIFICATIONS:

EDUCATION & CERTIFICATIONS: (Minimum education required to perform the duties of this position)

Bachelor degree; major in accounting or finance preferable.

KNOWLEDGE, SKILLS & ABILITIES:

Three to four years of credit analyst experience required.
Understanding of all Microsoft Office applications.
Ability to handle multiple priorities and significant workload.
Ability and willingness to produce high quantity and high quality work.

COMPETENCIES:

Must have cyber security awareness to protect the digital environment, the Mutual Bancorp, and its customers.
Problem Solving
Verbal and Written Communication
Critical Thinking Skills
Adaptability
Eager Learner
Learning Agility

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FAQs About Senior Credit Analyst Jobs at Cape Cod Five Cents Savings

What is the work location for this position at Cape Cod Five Cents Savings?

This job at Cape Cod Five Cents Savings is located in Leominster, MA, according to the details provided by the employer. Some roles may also include multiple work locations depending on the requirement.

What pay range can candidates expect for this role at Cape Cod Five Cents Savings?

Employer has not shared pay details for this role.

What employment applies to this position at Cape Cod Five Cents Savings?

Cape Cod Five Cents Savings lists this role as a Full-time position.

What experience level is required for this role at Cape Cod Five Cents Savings?

Cape Cod Five Cents Savings is looking for a candidate with "Senior-level" experience level.

What benefits are offered by Cape Cod Five Cents Savings for this role?

Cape Cod Five Cents Savings offers Career Development for this position. Actual benefits may vary depending on the employer's policies and employment terms.

What is the process to apply for this position at Cape Cod Five Cents Savings?

You can apply for this role at Cape Cod Five Cents Savings either through Sonara's automated application system, which helps you submit applications 10X faster with minimal effort, or by applying manually using the direct link on the job page.