Senior Credit Risk Analyst
Open LendingIrving, Texas
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Overview
Schedule
Full-time
Career level
Senior-level
Job Description
Description
Title:Senior Credit Risk Analyst
Department:Risk Management
Duties/Responsibilities:
- Analyzes credit risk exposure related to loan activities
- Assists in conducting analysis to mitigate credit risk, create and monitor credit policy, measure credit execution and credit structure
- Monitors credit performance by various dimensions
- Utilizes data mining and advanced spreadsheet skills to quantify credit risk related to loan activities
- Employs best practices of data analysis and validation to ensure data results are accurate
- Assists in the creation, maintenance and monitoring of origination credit policies, procedures, and lending stipulations
- Understands how changes to origination credit policy and lending environment can impact loan volume as well as overall credit performance
- Proactively monitors and reports relevant changes in origination trends to management
- Conducts ad hoc research projects incorporating project design, data collection and analysis, summarization of findings, and presentation of results
- Effectively summarizes and communicates origination trends, credit execution, and credit performance to management
Required Skills/Abilities:
- Expert with Microsoft Excel, PowerPoint, and Word
- Experience with respect to data analysis and spreadsheet modeling and/or reporting
- Experience with coding (SAS, SQL, R or Python preferred) for data mining and analysis
- Querying skills and knowledge in a data warehouse environment
- Demonstrated quantitative skills
- Acute attention to detail
- Effective written and verbal presentation skills
- Ability to interact collaboratively and proactively with internal customers
- Capable of managing multiple projects, including ability to coordinate and balance numerous tasks in a time-sensitive environment, under pressure, meeting deadlines
- Understanding of the metrics utilized in monitoring the loan origination process in a consumer lending portfolio
Education/Experience:
- Bachelor’s Degree Finance, Economics, Mathematics, Business, MIS, or other quantitative field required
- Master’s Degree Finance, Economics, Mathematics, Business, MIS, or other quantitative field preferred
- 4 or more years of experience working with complex Excel workbooks, querying large multi-table datasets, and data presentation; ability to demonstrate proficiency with the following tools: SAS, SQL, R and/or Python, Microsoft Excel, PowerPoint, and Word required. Experience in consumer loan originations and analysis is preferred.
Physical Requirements:
- Normal office environment
- Strong focus on providing quality service to internal and external customers
- Limited travel may be required to support business needs
- Must be able to deal with stressful office conditions while troubleshooting problems
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FAQs About Senior Credit Risk Analyst Jobs at Open Lending
What is the work location for this position at Open Lending?
This job at Open Lending is located in Irving, Texas, according to the details provided by the employer. Some roles may also include multiple work locations depending on the requirement.
What pay range can candidates expect for this role at Open Lending?
Employer has not shared pay details for this role.
What employment applies to this position at Open Lending?
Open Lending lists this role as a Full-time position.
What experience level is required for this role at Open Lending?
Open Lending is looking for a candidate with "Senior-level" experience level.
What is the process to apply for this position at Open Lending?
You can apply for this role at Open Lending either through Sonara's automated application system, which helps you submit applications 10X faster with minimal effort, or by applying manually using the direct link on the job page.