Senior Director-Credit & Asset Management

Overview:

Founded in 1988, Trimont (www.trimont.com) is a specialized global commercial real estate loan services provider and partner for lenders and investors seeking the infrastructure and capabilities needed to help them scale their business and make informed, effective decisions related to the deployment, management and administration of commercial real estate secured credit. As the largest master servicer of commercial real estate loans in the United States, Trimont manages securitizations with meticulous oversight and coordination-protecting cash flows, mitigating risk, and ensuring portfolio performance.

We do this with a team of 1100+ extraordinary team members who serve a global client base from offices in Atlanta (headquarters), Bengaluru, Charlotte, Dallas, Hyderabad, Kansas City, London, New York and Sydney. We empower our people with advanced technology, industry-leading knowledge, and a culture centered on our core values. This approach enables our teams to deliver exceptional client service, build lasting relationships and take pride in the high-quality work they perform.

Trimont is an innovative firm where visionary professionals come to learn, grow, and thrive with colleagues driven by curiosity and collaboration.

Learn: We believe ongoing learning is critical and are focused on providing a work environment where all team members can take ownership of their careers.

Grow: We work alongside the largest institutional lenders in the world, overseeing the most significant projects in the industry. This unique opportunity allows us to broaden our skillset and develop our abilities by tackling some of the industry's most challenging and exciting endeavors.

Thrive: Our firm is a place where ethics and excellence meet to create an experience that matches our capabilities. There are no limits to what we as team members and as an organization can achieve together.

Where people, purpose, and progress come together every day.

Job Summary:

The Senior Director of Credit and Asset Management is responsible for overseeing the comprehensive management of a portfolio of complex debt and equity investments in transitional / value-add operating properties spanning a variety of U.S. markets and a variety of property types including office, retail, industrial, multifamily, student-housing and hospitality. This individual will also provide enforcement and resolution strategies as necessary for their assigned portfolio. The role primarily focuses on CLO securitized transactions.

Responsibilities:

• Support effective delivery of constructive counseling, consulting, advisory and asset management services to a dedicated client across a portfolio of commercial real estate credit and equity positions
• Manage an assigned portfolio to mitigate risk and drive portfolio performance & liquidity while ensuring compliance with governing capital structures, loan documents, and servicing agreements
• Support resolution strategies with preparation of scenario analysis evaluating optimal business plans for highest recovery
• Identify and monitor changes in the portfolio over time, assessing impacts from macroeconomic risks and rating agency evaluations
• Maintain broad overview knowledge of major markets (trends, drivers, rents, values, etc.) to support sound assessment of property operations and financial modeling
• Interact with third party consultants including attorneys, title agents, brokers and property managers
• Coordinate communications between borrowers, partners, syndicate/participant lenders and property managers
• Perform regular risk assessments and provide recommendations for portfolio adjustments to mitigate potential risks
• Review and evaluate monthly / quarterly operating performance (Rent Rolls, Operating Statements, Collections)
• Perform regular testing for loan covenant compliance (Debt-Yield, Loan-to-Value, Debt Service Coverage Ratio, Guarantor Liquidity and Net Worth)
• Review debt / equity funding request submissions from borrowers / equity partners / property managers
• Review and analyze annual operating budgets, proposed tenant leases, maturity extensions, loan modification requests, forbearances, etc.
• Coordinate asset servicing and reporting responsibilities with internal departments to ensure accurate tracking/reporting
• Mentor financial analysts to encourage professional growth
• Perform occasional site visits as required

Required Qualifications:

• Bachelor's degree in finance, real estate or a related field with a minimum of 10 years of underwriting and/or asset management experience
• Demonstrated knowledge and experience in commercial real estate debt operations
• Strong analytical skills with demonstrable experience in analyzing quantitative and qualitative research
• Thorough understanding of commercial real estate capital structures, workout strategies, loan documents, industry fundamentals and terminology, and general commercial loan servicing practices and standards
• Excellent in clear and effective communications with the ability to engage with a diverse range of stakeholders
• Motivated to excel in a collaborative, fast-paced environment, working with competing deadlines
• Robust attention to detail
• Demonstrates curiosity, with a commitment to continuous improvement
• Excellent financial analysis and modeling capabilities.

Trimont is an equal opportunity employer, and we're proud to support and celebrate diversity in the workplace. If you have a disability and need an accommodation or assistance with the application process and/or using our website, please contact us. We are proud to maintain a drug-free policy, ensuring that our community is a secure and productive space for all our team members.