Senior Enterprise Risk Analyst- Credit Risk Analytics

Playing an essential role in the U.S. economy, Fannie Mae is foundational to housing finance. Here, your expertise can help fuel purpose-driven innovation that expands access to homeownership and affordable rental housing across the country. Join Fannie Mae to grow your career and help people find a place to call home.

Job Description

As a Senior Associate, you will take on a strategic role within the Enterprise Risk Analytics team managing Single-Family Mortgage credit risk, leveraging advanced analytics and building Generative AI (Gen AI) solutions to address complex business challenges. You will actively engage with internal stakeholders to understand needs, provide analytical insights, and offer recommendations to drive business performance while ensuring safety and soundness.

THE IMPACT YOU WILL MAKE

The Senior Enterprise Risk Analyst- Credit Risk Analytics role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the following responsibilities:

Credit Risk Data Analytics

• Process and analyze large volumes of data using advanced analytics tools and techniques.

• Apply complex solutions for financial analysis and forecasting, including scenario analysis, stress testing, and attribution analysis.

• Translate analytical results into clear, actionable insights to influence management actions and set risk appetite levels for Limits and Key Risk Indicators.

Generative AI Solutions

• Leverage existing Gen AI platforms and Python to design and implement solutions that automate workflows and improve operational efficiency.

• Create specialized Gen AI applications focused on risk management, regulatory reporting, and strategic decision support.

Visualization & Communication

• Use business knowledge and strong visualization skills to create professional, compelling dashboards and reports using Tableau and other visualization tools.

• Communicate complex ideas effectively to both technical and non-technical audiences.

THE EXPERIENCE YOU BRING TO THE TEAM

Minimum Required Experiences:

• Bachelor's degree or equivalent in a quantitative discipline (e.g. Finance, Economics, Data Science)

• 2 years of experience in data analytics, risk management, or related fields.

• Credit Risk Management experience

• Data Visualization Expertise (Tableau Desktop & Excel)

• Proficiency in SQL, R, and Python

• Shows curiosity and adaptability in learning and responsibly applying new technologies, including artificial intelligence, to reimagine how we work.

Desired Experiences:

• Master's or advanced degree preferred

• Proven experience with Generative AI models and their application in business workflows.

• Manage and communicate effectively with internal and external stakeholders

• Support regulatory capital planning, analysis, and compliance activities

Enterprise Risk- Analytics and Modeling- Senior Associate

Target Pay Range: $106,000 - $142,000 a year

#LI-Hybrid #LI-ME1

Qualifications

Education:

Bachelor's Level Degree (Required)

The future is what you make it to be. Discover compelling opportunities at Fanniemae.com/careers.

For most roles, employees are expected to work onsite on a regular basis at their designated office location. In-office work cadence is determined by your manager. Proximity within a reasonable commute to your designated office location is preferred unless the job is noted as open to remote.

Fannie Mae is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, religion, sex, national origin, disability, age, sexual orientation, gender identity/gender expression, marital or parental status, or any other protected factor. Fannie Mae is committed to providing reasonable accommodations to qualified individuals with disabilities who are employees or applicants for employment, unless to do so would cause undue hardship to the company. If you need assistance using our online system and/or you need a reasonable accommodation related to the hiring/application process, please complete this form.

The hiring range for this role is set forth below. Final salaries will generally vary within that range based on factors that include but are not limited to, skill set, depth of experience, certifications, and other relevant qualifications. This position is eligible to participate in a Fannie Mae incentive program (subject to the terms of the program). As part of our comprehensive benefits package, Fannie Mae offers a broad range of Health, Life, Voluntary Lifestyle, and other benefits and perks that enhance an employee's physical, mental, emotional, and financial well-being. See more here.

Requisition compensation:

109000

to

142000